925 Gustane Dr, Saint Charles, MO 63301 Property Records

St. Charles County property record for 925 Gustane Dr, Saint Charles, MO 63301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,938 sqft · built 1960
Lot Size	0.165 acres (7,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$211,090 (Jun 2022)
Tax Bill	$2,453 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`040480A000`

Property Details

APN / Parcel Number

Primary APN	`040480A000`
Alternative APN	`6-014B-4930-00-0026.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,938 sqft Living Area
Gross Area	2,280 sqft
1st Floor Area	1,140 sqft
Basement Area	1,140 sqft
Finished Basement	798 sqft
Unfinished Basement	342 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Type	Carport
Garage Area	300 sqft
Carport	Carport
Carport Area	300 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	64 sqft
Deck Area	Deck Area
Patio Area	260 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	040480A000
Street Address	925 GUSTANE DR
City	SAINT CHARLES
State	MO
Zip	63301-2342
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	CHARLESTON MANOR #1&2 RESUB LOT 26
Legal Subdivision	CHARLESTON MANOR #1&2 RESUB
Legal Lot Number	26
Jurisdiction	ST CHARLES MO
Township / Civil Division	FRONTIER
Census Block Group	4
Census Block	4004
Census Tract	310501

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	925 GUSTANE DR, SAINT CHARLES, MO 63301-2342
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2022	Intrafamily Transfer, Transfer · VA Mortgage JLB CORP
Apr 23, 2021	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Sep 22, 2020	Warranty Deed, Construction Loan · Line of Credit MIDWEST REG'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2022 · Amount on Record
Deed Sale	Jun 20, 2022 · Amount on Record
Prior Sale	Apr 23, 2021 · Amount on Record
Deed Document Number	202234310
Prior Transfer Date	Jun 13, 2022
Prior Transfer Doc	0000034310
Record Updated	Oct 29, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Jun 20, 2022
Property Address	925 GUSTANE DR, SAINT CHARLES, MO 63301-2342
Document Number	0000034310
Map Reference	MB 8 PG 47
Instrument Date	Jun 13, 2022
Instrument	2022R-034310
Transaction Type	Transfer
Record Updated	Jul 1, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	925 GUSTANE DR, 925, SAINT CHARLES, MO 63301-2342

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	925 GUSTANE DR, SAINT CHARLES, MO 63301-2342

Mortgage

Document Number	0000034311
Date	Jun 20, 2022
Instrument	2022R-034311

Lender

Name	JLB CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 23, 2021
Property Address	925 GUSTANE DR, SAINT CHARLES, MO 63301-2342
Document Number	2021R036048
Map Reference	MB 8 PG 47
Instrument Date	Apr 22, 2021
Instrument	2021R-036048
Transaction Type	Transfer
Record Updated	May 10, 2021
Title Company	SYNERGY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2799 HIGHWAY, 2799, OFALLON, MO 63368

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	925 GUSTANE DR, SAINT CHARLES, MO 63301-2342

Mortgage

Document Number	2021R036049
Date	Apr 23, 2021
Instrument	2021R-036049

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

September 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 22, 2020
Property Address	925 GUSTANE DR, SAINT CHARLES, MO 63301-2342
Document Number	0000070446
Instrument Date	Sep 11, 2020
Instrument	70446
Transaction Type	Construction Loan
Record Updated	Nov 11, 2020
Title Company	SYNERGY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	600 BLUE COVE TER O FALLON MO 633671418, O FALLON, MO 63367-1418

Mortgage

Document Number	70447
Date	Sep 22, 2020
Instrument	70447

Lender

Name	MIDWEST REG'L BK
Type	Bank
Address	FESTUS, MO 63028-1269

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$39,000 (-)	$205,265 (-) Land $45,000 Building $160,265
2025	$2,453.00 (+1.95%)	$39,000 (+4.4%)	$205,265 (+4.4%) Land $45,000 Building $160,265
2024	$2,406.00
2023		$37,358
2022			$196,622 Land $35,000 Building $161,622

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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