St. Charles County property record for 916 Gustane Dr, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 945 sqft · built 1961 |
| Lot Size | 0.165 acres (7,200 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $176,000 (Nov 2021) |
| Tax Bill | $2,283 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 040590A000 |
| Primary APN | 040590A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 945 sqft Living Area |
| Gross Area | 2,450 sqft |
| 1st Floor Area | 945 sqft |
| Basement Area | 945 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,200 sqft (0.165 acres) |
| Lot Dimensions | 120 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 212 sqft |
| Patio Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 040590A000 |
|---|---|
| Street Address | 916 GUSTANE DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-2343 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | CHARLESTON MANOR #1 LOT 37 |
| Legal Subdivision | CHARLESTON MANOR #1 |
| Legal Lot Number | 37 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | FRONTIER |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 310501 |
916 Gustane Dr is owned and occupied by two individuals who bought it in November 2021.
Source: St. Charles County records, as of September 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 916 GUSTANE DR, SAINT CHARLES, MO 63301-2343 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 3, 2021 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 19, 2020 | Quit Claim Deed, Transfer INTEGRITY MTG/MO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 3, 2021 · Amount on File |
| Deed Sale | Nov 3, 2021 · Amount on File |
| Prior Sale | Oct 19, 2020 · Amount on File |
| Deed Document Number | 202190855 |
| Prior Transfer Date | Oct 9, 2020 |
| Prior Transfer Doc | 0000000099 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Nov 3, 2021 |
| Property Address | 916 GUSTANE DR, SAINT CHARLES, MO 63301-2343 |
| Document Number | 2021R090855 |
| Map Reference | MB 8 PG 22 |
| Instrument Date | Oct 29, 2021 |
| Instrument | 2021R-090855 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2021 |
| Title Company | SELECT TITLE GROUP |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 916 GUSTANE DR, 916, SAINT CHARLES, MO 63301-2343 |
| Name | Verified Name |
|---|---|
| Address | 916 GUSTANE DR, SAINT CHARLES, MO 63301-2343 |
| Document Number | 2021R090856 |
|---|---|
| Date | Nov 3, 2021 |
| Instrument | 2021R-090856 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Oct 19, 2020 |
| Property Address | 916 GUSTANE DR, SAINT CHARLES, MO 63301-2343 |
| Document Number | 0000079299 |
| Instrument Date | Sep 10, 2020 |
| Instrument | 79299 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2021 |
| Title Company | TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 916 GUSTANE DR ST CHARLES MO 633012343, ST CHARLES, MO 63301-2343 |
| Document Number | 79300 |
|---|---|
| Date | Oct 19, 2020 |
| Instrument | 79300 |
| Name | INTEGRITY MTG/MO |
|---|---|
| Type | Mortgage Company |
| Address | SAINT CHARLES, MO 63301 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Oct 18, 2040 |
The 2025 property tax bill for 916 Gustane Dr was $2,283.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $36,273 (-) | $190,912 (-) Land $45,000 Building $145,912 | |
| 2025 | $2,283.00 | $36,273 | $190,912 Land $45,000 Building $145,912 |
| 2023 | $34,527 | ||
| 2022 | $181,720 Land $35,000 Building $146,720 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 916 Gustane Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 916 Gustane Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Verizon.
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