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920 Gustane Dr, Saint Charles, MO 63301 Property Records

St. Charles County property record for 920 Gustane Dr, Saint Charles, MO 63301 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,060 sqft · built 1955
Lot Size0.165 acres (7,200 sqft)
Owner2 Individual Names on File
Last Sale$101,500 (Nov 2015)
Tax Bill$2,413 (2025)
Deeds & MortgagesAug 2018 Line of Credit
Aug 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN040600A000

Property Details

APN / Parcel Number

Primary APN040600A000
Alternative APN
  • 6-014B-4928-00-0038.0000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,060 sqft Living Area
Gross Area2,370 sqft
1st Floor Area960 sqft
Basement Area960 sqft
Finished Basement100 sqft
Unfinished Basement860 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleRanch
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,200 sqft (0.165 acres)
Lot Dimensions120 ft deep x 60 ft wide
Garage TypeAttached
Garage Area450 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area168 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number040600A000
Street Address920 GUSTANE DR
CitySAINT CHARLES
StateMO
Zip63301-2343
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCHARLESTON MANOR #1 LOT 38
Legal SubdivisionCHARLESTON MANOR #1
Legal Lot Number38
JurisdictionST CHARLES MO
Township / Civil DivisionFRONTIER
Census Block Group4
Census Block4003
Census Tract310501

Owner

Source: St. Charles County records · APN 040600A000

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address920 GUSTANE DR, SAINT CHARLES, MO 63301-2343
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 07, 2018Deed of Trust, Mortgage · Line of Credit
CARROLLTON BANK
Aug 07, 2018Loan Modification, Mortgage
CARROLLTON BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 04, 2015 · Amount on Record
Deed SaleNov 04, 2015 · Amount on Record
Prior SaleMar 19, 2002 · Amount on Record
Deed Document Number2015732250
Deed Book / Page6446 / 1209
Prior Transfer DateOct 08, 2015
Prior Transfer Doc0064461209
Record UpdatedJun 08, 2026

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address920 GUSTANE DR, SAINT CHARLES, MO 63301-2343
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0069591269
DateAug 07, 2018
Book Page6959/1269
Instrument20180807000448920
Lender
NameCARROLLTON BANK
TypeBank
AddressSAINT CHARLES, MO 63301
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueAug 07, 2019
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST CHARLES MO
Property Address920 GUSTANE DR, SAINT CHARLES, MO 63301-2343
Document Number0000083925
Instrument DateAug 07, 2018
Transaction TypeMortgage
Record UpdatedFeb 19, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address920 GUSTANE DR ST CHARLES MO 633012343, ST CHARLES, MO 63301-2343

Mortgage

Document Number0000083925
DateNov 02, 2020
Instrument83925
Lender
NameCARROLLTON BK
TypeBank
AddressST CHARLES, MO 63301-2528
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,413.00 (+2.33%)$38,358 (+4.79%)$201,885 (+4.8%) Land $45,000 Building $156,885
2024$2,358.00
2023$36,603
2022$192,647 Land $35,000 Building $157,647

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833105014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 127 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon, AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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