913 Gustane Dr, Saint Charles, MO 63301 Property Records

St. Charles County property record for 913 Gustane Dr, Saint Charles, MO 63301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,596 sqft · built 1955
Lot Size	0.165 acres (7,200 sqft)
Owner	Individual Name on Record
Last Sale	$121,300 (Feb 2015)
Tax Bill	$2,453 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`040510A000`

Property Details

APN / Parcel Number

Primary APN	`040510A000`
Alternative APN	`6-014B-4928-00-0029.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,596 sqft Living Area
Gross Area	2,128 sqft
1st Floor Area	1,064 sqft
Basement Area	1,064 sqft
Finished Basement	532 sqft
Unfinished Basement	532 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	190 sqft
Deck Area	Deck Area
Patio Area	271 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	040510A000
Street Address	913 GUSTANE DR
City	SAINT CHARLES
State	MO
Zip	63301-2342
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	CHARLESTON MANOR #1 LOT 29
Legal Subdivision	CHARLESTON MANOR #1
Legal Lot Number	29
Jurisdiction	ST CHARLES MO
Township / Civil Division	FRONTIER
Census Block Group	4
Census Block	4004
Census Tract	310501

Owner

Source: St. Charles County records, as of August 13, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	913 GUSTANE DR, SAINT CHARLES, MO 63301-2342
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALLTRU FCU
Feb 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 10, 2015 · Amount on Record
Deed Sale	Feb 10, 2015 · Amount on Record
Prior Sale	Oct 7, 2005 · Amount on Record
Deed Document Number	201578520
Deed Book / Page	6303 / 2401
Prior Transfer Date	Feb 4, 2015
Prior Transfer Doc	0063032404
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	913 GUSTANE DR, SAINT CHARLES, MO 63301-2342
Transaction Type	Mortgage
Record Updated	Nov 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	913 GUSTANE DR, SAINT CHARLES, MO 63301-2342

Mortgage

Document Number	2021R088070
Date	Oct 25, 2021
Instrument	2021R-088070

Lender

Name	ALLTRU FCU
Type	Credit Union
Address	WENTZVILLE, MO 63385

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	913 GUSTANE DR, SAINT CHARLES, MO 63301-2342
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TRUSTED TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0072260994
Date	Feb 4, 2020
Book Page	7226/0994
Instrument	20200204000072130

Lender

Name	FIRST FINANCIAL FCU
Type	Credit Union
Address	WENTZVILLE, MO 63385

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,453.00 (-0.97%)	$39,013 (+1.4%)	$205,329 (+1.4%) Land $45,000 Building $160,329
2024	$2,477.00
2023		$38,473
2022			$202,488 Land $35,000 Building $167,488

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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