Oceana County property record for 920 2nd St, Pentwater, MI 49449 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 77,895 sqft (1.78 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $135,000 (2018) |
| Tax Bill | $1,146.00 (2025) |
| Primary APN | 044-620-122-00 |
|---|
| Lot Area | 77,895 sqft (1.78 acres) |
|---|
| Street Address | 920 2ND ST |
|---|---|
| City | PENTWATER |
| State | MI |
| Zip | 49449-9564 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 920 E 2ND ST - SEC 14 T16N R18W; OFFICIAL MAP PLAT D VILLAGE OF PENTWATER LOT 122 EXC E 158.52 FT THOF QC933928&30 WD 2018/85 |
| Legal Range | 18W |
| Legal Township | 16N |
| Legal Section | 14 |
| Legal Subdivision | PLAT D |
| Legal Lot Number | 122 |
| Jurisdiction | OCEANA MI |
| Minor Civil Division | PENTWATER |
| Census Blockgroup | 1 |
| Census Block | 1116 |
| Census Tract | 10800 |
Source: Oceana County records · APN 044-620-122-00
Assessment roll updated July 17, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 920 2ND ST, PENTWATER, MI 49449-9564 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Jul 02, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Mar 09, 2021 | Deed of Trust, Mortgage · Conventional Mortgage OLD NATIONAL BANK |
| May 14, 2018 | Warranty Deed, Transfer · Conventional Mortgage OLD NATIONAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 14, 2018 · Amount on Record |
| Deed Sale | May 14, 2018 · Amount on Record |
| Deed Doc Number | 20182961 |
| Deed Book / Page | 2018 / 8557 |
| Last Transfer Date | May 08, 2024 |
| Transfer Doc | 02024/7937 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCEANA MI |
| Recording Date | Jul 02, 2026 |
| Property Address | 920 2ND ST, PENTWATER, MI 49449-9564 |
| Document Number | 0000003896 |
| Book / Page | 2026 / 14590 |
| Instrument Date | Jun 30, 2026 |
| Instrument | 20263896 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 920 2ND ST, PENTWATER, MI 49449-9564 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEANA MI |
| Property Address | 920 2ND ST, PENTWATER, MI 49449-9564 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 2021/5811 |
|---|---|
| Date | Mar 09, 2021 |
| Book Page | 2021/5811 |
| Instrument | 202100001444 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | EVANSVILLE, IN 47708 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 01, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OCEANA MI |
| Recording Date | May 14, 2018 |
| Property Address | 920 2ND ST, PENTWATER, MI 49449-9564 |
| Document Number | 2018/008557 |
| Book / Page | 2018 / 008557 |
| Instrument Date | May 14, 2018 |
| Instrument | 201800002961 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,161.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 2537 ARUNDEL RD SE, GRAND RAPIDS, MI 49506-4829 |
| Document Number | 201800002962 |
|---|---|
| Date | May 14, 2018 |
| Instrument | 201800002962 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 01, 2033 |
Source: Oceana County records · Assessment roll updated July 17, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oceana County |
| County Subdivision | Pentwater Township |
| Municipality | Pentwater Village |
| Unified School District | Pentwater Public School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $124,300 (-0.16%) | $248,600 (-0.16%) | |
| 2025 | $1,146.00 (-51.58%) Homeowner's exemption | $124,500 (+25%) Land $124,500 | $249,000 (+25%) Land $249,000 |
| 2024 | $2,367.00 (-36.35%) | ||
| 2023 | $99,600 Land $99,600 | $199,200 (-) Land $199,200 | |
| 2022 | $3,719.00 | $199,200 |
920 2nd St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Oceana County (26127C), updated August 23, 2021
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 52nd in Michigan |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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