753 2nd St, Pentwater, MI 49449 Property Records

Oceana County property record for 753 2nd St, Pentwater, MI 49449

Property Summary

Property Type	Single Family Home
Lot Size	0.396 acres (17,253 sqft)
Owner	2 Trust Names on File
Last Sale	$70,000 (Jan 2003)
Tax Bill	$5,770 (2025)
Deeds & Mortgages	Jan 2018 Mortgage Oct 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`044-541-001-00`

Property Details

APN / Parcel Number

Primary APN	`044-541-001-00`

Exterior

Lot Area	17,253 sqft (0.396 acres)

Location & Zoning

Street Address	753 2ND ST
City	PENTWATER
State	MI
Zip	49449
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	753 E 2ND ST WD-L2003P3619 BLOCK 1 - PAYNES ADDITION TO VILLAGE OF PENTWATER LOTS 1 & 2
Legal Subdivision	PAYNES ADDITION
Legal Block	1
Legal Lot Number	1-2
Jurisdiction	OCEANA MI
Township / Civil Division	PENTWATER
Census Block Group	1
Census Block	1113
Census Tract	10800

Owner

753 2nd St is held in a trust since September 2020.

Source: Oceana County records, as of October 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	25616 CORTEZ ST, HARRISON TOWNSHIP, MI 48045-2029
Owner Type	Individual
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN SCHOOLS & GOVERNMENT CU
Oct 9, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2003 · Amount on File
Deed Sale	Jan 21, 2003 · Amount on File
Deed Book / Page	2003 / 3619
Last Transfer Date	Sep 10, 2020
Transfer Doc	2020/21720
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEANA MI
Property Address	753 2ND ST, PENTWATER, MI 49449-9506
Transaction Type	Mortgage
Record Updated	May 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018/000347
Date	Jan 5, 2018
Book Page	2018/000347
Instrument	201800000085

Lender

Name	MICHIGAN SCHOOLS & GOVERNMENT CU
Type	Credit Union
Address	CLINTON TOWNSHIP, MI 48038

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OCEANA MI
Recording Date	Oct 9, 2020
Property Address	753 2ND ST, PENTWATER, MI 49449-9506
Document Number	2020/21720
Book / Page	2020 / 21720
Instrument Date	Sep 10, 2020
Instrument	202000005768
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	25616 CORTEZ ST, HARRISON TOWNSHIP, MI 48045-2029

Tax Assessment & Valuation

The 2025 property tax bill for 753 2nd St was $5,770, up 5.1% from the year before.

Source: Oceana County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oceana County
County Subdivision	Pentwater Township
Municipality	Pentwater Village
Unified School District	Pentwater Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$238,800 (-2.57%) Land $238,800	$477,600 (-2.57%) Land $477,600
2025	$5,770.00 (+5.12%) Homeowner's exemption	$245,100 Land $245,100	$490,200 Land $490,200
2024	$5,489.00
2023		$181,500 Land $181,500	$363,000 (-) Land $363,000
2022	$4,978.00		$363,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 753 2nd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 individual policies
Nearby Flood Policies	28 units insured incl. 17 condo units
Nearby Flood Claims	7 (1997–2019)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Nov 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 753 2nd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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