Oceana County property record for 1003 2nd St, Pentwater, MI 49449 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 13,096 sqft (0.3 acres) |
| Last Sale | $88,100 (2005) |
| Tax Bill | $725.00 (2025) |
Source: Oceana County records · APN 044-543-003-00
Assessment roll updated July 17, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6190 CRESCENT LANDING DR, CUMMING, GA 30028-2213 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 28, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST FCU |
| Jul 22, 2020 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) NORTHWEST FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 08, 2005 · Amount on Record |
| Deed Sale | Jul 08, 2005 · Amount on Record |
| Deed Book / Page | 2005 / 19382 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEANA MI |
| Property Address | 1003 2ND ST, PENTWATER, MI 49449-8589 |
| Transaction Type | Mortgage |
| Record Updated | Mar 01, 2022 |
| Name | Verified Name |
|---|---|
| Address | 6190 CRESCENT LANDING DR, CUMMING, GA 30028-2213 |
| Document Number | 02022/2407 |
|---|---|
| Date | Jan 28, 2022 |
| Book Page | 2022/2407 |
| Instrument | 202200000568 |
| Name | NORTHWEST FCU |
|---|---|
| Type | Credit Union |
| Address | HERNDON, VA 20170 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEANA MI |
| Property Address | 1003 2ND ST, PENTWATER, MI 49449-8589 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020/13956 |
|---|---|
| Date | Jul 22, 2020 |
| Book Page | 2020/13956 |
| Instrument | 202000003987 |
| Name | NORTHWEST FCU |
|---|---|
| Type | Credit Union |
| Address | HERNDON, VA 20170 |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Aug 01, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 1.75% |
| Max Rate At Change | 8% |
| Index | 1-Year LIBOR |
| Max Rate | 8% |
Source: Oceana County records · Assessment roll updated July 17, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oceana County |
| County Subdivision | Pentwater Township |
| Municipality | Pentwater Village |
| Unified School District | Pentwater Public School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $101,000 (-4.72%) | $202,000 (-4.72%) | |
| 2025 | $725.00 (-69.19%) | $106,000 (+34.18%) Land $106,000 | $212,000 (+34.18%) Land $212,000 |
| 2023 | $79,000 Land $79,000 | $158,000 (-) Land $158,000 | |
| 2022 | $2,353.00 | $158,000 |
Source: FEMA National Flood Hazard Layer, Oceana County (26127C), updated August 23, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 52% of Michigan |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 044-543-003-00 |
|---|
| Lot Area | 13,096 sqft (0.3 acres) |
|---|
| Street Address | 1003 2ND ST |
|---|---|
| City | PENTWATER |
| State | MI |
| Zip | 49449-8589 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 1003 E 2ND ST WD-L2005P19382 PT TO 002 IN 90 BLOCK 3 - PAYNES ADDITION TO VILLAGE OF PENTWATER E 1/2 OF LOT 4 & W 46.01 FT OF |
| Legal Subdivision | PAYNES ADDITION |
| Legal Block | 3 |
| Legal Lot Number | 4 |
| Jurisdiction | OCEANA MI |
| Minor Civil Division | PENTWATER |
| Census Blockgroup | 1 |
| Census Block | 1113 |
| Census Tract | 10800 |
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