877 2nd St, Pentwater, MI 49449 Property Records

Oceana County property record for 877 2nd St, Pentwater, MI 49449

Property Summary

Property Type	Single Family Home
Lot Size	0.301 acres (13,129 sqft)
Owner	2 Individual Names on File
Last Sale	$189,000 (Mar 2022)
Tax Bill	$3,450 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Mar 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`044-542-004-00`

Property Details

APN / Parcel Number

Primary APN	`044-542-004-00`

Exterior

Lot Area	13,129 sqft (0.301 acres)

Location & Zoning

Street Address	877 2ND ST
City	PENTWATER
State	MI
Zip	49449-9527
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	877 E 2ND ST WD-L2003P47030 BLOCK 2 - PAYNES ADDITION TO VILLAGE OF PENTWATER LOT 4 & E 1/2 LOT 3
Legal Subdivision	PAYNES ADDITION
Legal Block	2
Legal Lot Number	3-4
Jurisdiction	OCEANA MI
Township / Civil Division	PENTWATER
Census Block Group	1
Census Block	1113
Census Tract	10800

Owner

877 2nd St is owned by two individuals who bought it in March 2022.

Source: Oceana County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2480 BURTON WOODS CT SE, GRAND RAPIDS, MI 49546-8721
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2022	Warranty Deed, Transfer · Conventional Mortgage INDEPENDENT BANK
Mar 21, 2022	Intrafamily Transfer, Transfer CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2022 · Amount on File
Deed Sale	Mar 21, 2022 · Amount on File
Prior Sale	Oct 17, 2003 · Amount on File
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OCEANA MI
Recording Date	Mar 21, 2022
Property Address	877 2ND ST, PENTWATER, MI 49449-9527
Document Number	02022/6507
Book / Page	2022 / 6507
Map Reference	PLAINFILE1PKT1FLR1-H
Instrument Date	Mar 18, 2022
Instrument	202200001808
Transaction Type	Transfer
Record Updated	Apr 27, 2022
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,417.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1020 AOLOA PL # 1098, 1020, KAILUA, HI 96734-5253

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2480 BURTON WOODS CT SE, GRAND RAPIDS, MI 49546-8721

Mortgage

Document Number	202200001809
Date	Mar 21, 2022
Instrument	202200001809

Lender

Name	INDEPENDENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OCEANA MI
Recording Date	Mar 21, 2022
Property Address	877 2ND ST, PENTWATER, MI 49449-9527
Document Number	02022/6506
Book / Page	2022 / 6506
Instrument Date	Mar 9, 2021
Instrument	202200001807
Transaction Type	Transfer
Record Updated	Apr 27, 2022
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1073, PENTWATER, MI 49449-1073

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 AOLOA PL # 1098, 1098, KAILUA, HI 96734-5253

Tax Assessment & Valuation

The 2025 property tax bill for 877 2nd St was $3,450.

Source: Oceana County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oceana County
County Subdivision	Pentwater Township
Municipality	Pentwater Village
Unified School District	Pentwater Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$92,300 (-1.91%) Land $92,300	$184,600 (-1.91%) Land $184,600
2025	$3,450.00	$94,100 Land $94,100	$188,200 Land $188,200
2023		$72,700 Land $72,700	$145,400 (-) Land $145,400
2022	$2,155.00		$145,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 877 2nd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 individual policies
Nearby Flood Policies	28 units insured incl. 17 condo units
Nearby Flood Claims	7 (1997–2019)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Nov 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 877 2nd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

Nearby Properties on 2nd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures