Oceana County property record for 996 2nd St, Pentwater, MI 49449 · Last verified August 2023
| Property Type | Single Family Home |
|---|---|
| Owner | 2 Individual Names on File |
| Tax Bill | $2,055 (2022) |
| Deeds & Mortgages | Feb 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 044-620-122-60 |
| Primary APN | 044-620-122-60 |
|---|
| Street Address | 996 2ND ST |
|---|---|
| City | PENTWATER |
| State | MI |
| Zip | 49449-9564 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 996 E 2ND ST QC9512323 WD-L2009P16163 WD-L2009P16165 SEC 14 T16N R18W. OFFICIAL MAP PLAT D VILLAGE OF PENTWATER THE S 296 FT |
| Legal Subdivision | PLAT D |
| Legal Block | 122 |
| Jurisdiction | OCEANA MI |
| Township / Civil Division | PENTWATER |
| Census Block Group | 1 |
| Census Block | 1116 |
| Census Tract | 10800 |
Source: Oceana County records · APN 044-620-122-60
Assessment roll updated March 1, 2023 · Last verified August 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 996 2ND ST, PENTWATER, MI 49449-9564 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEANA MI |
| Property Address | 996 2ND ST, PENTWATER, MI 49449-9564 |
| Transaction Type | Mortgage |
| Record Updated | Apr 04, 2022 |
| Name | Verified Name |
|---|---|
| Address | 996 2ND ST, PENTWATER, MI 49449-9564 |
| Document Number | 02022/3719 |
|---|---|
| Date | Feb 17, 2022 |
| Book Page | 2022/3719 |
| Instrument | 202200000914 |
| Name | THE SHELBY STATE BANK |
|---|---|
| Type | Bank |
| Address | SHELBY, MI 49455 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Feb 10, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Oceana County records · Assessment roll updated March 1, 2023 · Last verified August 2023
| Type | Name |
|---|---|
| State | Michigan |
| County | Oceana County |
| County Subdivision | Pentwater Township |
| Municipality | Pentwater Village |
| Unified School District | Pentwater Public School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $170,500 Land $170,500 | $341,000 (-) Land $341,000 | |
| 2022 | $2,055.00 | $341,000 |
Source: FEMA National Flood Hazard Layer, Oceana County (26127C), updated August 23, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261270108001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 11 individual NFIP policies nearby |
| Nearby Flood Policies | 28 units insured 17 under condo master policies |
| Nearby Flood Claims | 7 (1997–2019) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Nov 2019, other causes |
| Wildfire Risk | Low above 20% of the US · above 52% of Michigan |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 106 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: Frontier. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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