Garrett County property record for 92 Bench Rd, Swanton, MD 21561 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2.5 Baths |
| Year Built | Built 1995 |
| Square Footage | 2,202 sqft Total Area |
| Lot Size | 54,450 sqft (1.25 acres) |
| Garage | Detached, 672 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $490,000 (2006) |
| Tax Bill | $4,370.00 (2025) |
Source: Garrett County records · APN 18-038773
Assessment roll updated August 12, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 92 BENCH RD, SWANTON, MD 21561-2061 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 16, 2021 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Jul 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA |
| Jun 16, 2022 | Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA |
| May 24, 2018 | Deed of Trust, Mortgage · Conventional Mortgage BRANCH BK&TR |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 05, 2006 · Amount on Record |
| Deed Sale | Jun 05, 2006 · Amount on Record |
| Deed Doc Number | 200661134 |
| Deed Book / Page | 1224 / 193 |
| Last Transfer Date | Nov 14, 2011 |
| Transfer Doc | 0016230211 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRETT MD |
| Property Address | 92 BENCH RD, SWANTON, MD 21561-2061 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Name | Verified Name |
|---|---|
| Address | 92 BENCH RD, SWANTON, MD 21561-2061 |
| Document Number | 0023790217 |
|---|---|
| Date | Dec 16, 2021 |
| Book Page | 2379/217 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRETT MD |
| Property Address | 92 BENCH RD, SWANTON, MD 21561-2061 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0023350394 |
|---|---|
| Date | Jul 26, 2021 |
| Book Page | 2335/394 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRETT MD |
| Property Address | 92 BENCH RD, SWANTON, MD 21561-2061 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Name | Verified Name |
|---|---|
| Address | 92 BEACH ROAD, SWANTON, MD 21561-2061 |
| Document Number | 0024240169 |
|---|---|
| Date | Jun 16, 2022 |
| Book Page | 2424/169 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 170 Months |
| Due | Aug 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRETT MD |
| Property Address | 92 BENCH RD, SWANTON, MD 21561-2061 |
| Document Number | 0020810345 |
| Instrument Date | May 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2018 |
| Name | Verified Name |
|---|---|
| Address | 92 BENCH RD SWANTON MD 215612061, SWANTON, MD 21561-2061 |
| Document Number | 0020810345 |
|---|---|
| Date | Jul 02, 2018 |
| Book Page | 002081/000345 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Garrett County records · Assessment roll updated August 12, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Garrett County |
| Unified School District | Garrett County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,370.00 (+4.3%) Homeowner's exemption | $538,600 (+33.1%) Land $112,500 Building $426,100 | $538,600 (-) Land $112,500 Building $426,100 |
| 2023 | $4,190.00 Homeowner's exemption | $404,667 | $538,600 Land $112,500 Building $426,100 |
Source: FEMA National Flood Hazard Layer, Garrett County (24023C), updated February 1, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 3,448 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 18-038773 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 2,202 sqft Total Area |
| Basement Area | 700 sqft Basement |
| Finished Basement | 700 sqft Finished |
| Stories | 2 Stories |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional Style |
| Construction Type | Frame Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 54,450 sqft (1.25 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 672 sqft Garage |
| Deck Area | 376 sqft Deck |
| Heating Fuel | Electric Heating Fuel |
|---|---|
| Sewage | Sewage Connected |
| Account Number | 038773 |
|---|---|
| Street Address | 92 BENCH RD |
| City | SWANTON |
| State | MD |
| Zip | 21561-2061 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 1.25 AC LOT 47 SKY VALLEY EAST SUB |
| Legal Subdivision | SKY VALLEY EAST SUB |
| Legal Lot Number | 47 |
| Jurisdiction | GARRETT MD |
| Minor Civil Division | 1, SWANTON |
| Census Blockgroup | 1 |
| Census Block | 1038 |
| Census Tract | 501 |
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