484 Bench Rd, Swanton, MD 21561 Property Records

Garrett County property record for 484 Bench Rd, Swanton, MD 21561

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,736 sqft · built 2004
Lot Size	0.95 acres (41,382 sqft)
Owner	2 Individual Names on File
Last Sale	$650,000 (Feb 2023)
Tax Bill	$6,726 (2026)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Apr 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`18-015439`

Property Details

APN / Parcel Number

Primary APN	`18-015439`
Alternative APN	`015439`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,736 sqft Total Area
Basement Area	900 sqft
Finished Basement	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	41,382 sqft (0.95 acres)
Deck Area	655 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	015439
Street Address	484 BENCH RD
City	SWANTON
State	MD
Zip	21561-2062
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	0.95 AC LOT 60 SKY VALLEY EAST SUB
Legal Subdivision	SKY VALLEY EAST SUB
Legal Lot Number	60
Jurisdiction	GARRETT MD
Township / Civil Division	1, SWANTON
Census Block Group	1
Census Block	1032
Census Tract	501

Owner

484 Bench Rd is owned by two individuals who bought it in February 2023.

Source: Garrett County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	295 SCHOOL ST, PITTSBURGH, PA 15209-2173
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2023	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Apr 9, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2023 · Amount on File
Deed Sale	Feb 27, 2023 · Amount on File
Prior Sale	Apr 9, 2019 · Amount on File
Deed Book / Page	2474 / 338
Prior Transfer Date	May 24, 2013
Prior Transfer Doc	0017450464
Record Updated	Oct 29, 2026

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRETT MD
Recording Date	Feb 27, 2023
Property Address	484 BENCH RD, SWANTON, MD 21561-2062
Document Number	0024740338
Book / Page	2474 / 338
Map Reference	MB 3 PG 58B
Instrument Date	Feb 21, 2023
Transaction Type	Transfer
Record Updated	Mar 9, 2023
Title Company	DEEP CREEK TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	295 SCHOOL ST, PITTSBURGH, PA 15209-2173

Mortgage

Document Number	0024740346
Date	Feb 27, 2023
Book Page	2474/346

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GARRETT MD
Recording Date	Apr 9, 2019
Property Address	484 BENCH RD, SWANTON, MD 21561-2062
Document Number	0021260067
Book / Page	002126 / 000067
Instrument Date	Mar 30, 2019
Transaction Type	Transfer
Record Updated	Apr 23, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$395.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	365 WALNUT ST CARLISLE PA 170133752, CARLISLE, PA 17013-3752

Tax Assessment & Valuation

The 2026 property tax bill for 484 Bench Rd was $6,726, down 0.5% from the year before.

Source: Garrett County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,726.00 (-0.46%)	$602,167 (+1.32%)	$617,900 (+3.97%) Land $109,500 Building $508,400
2025	$6,757.00	$594,300 Land $109,500 Building $484,800	$594,300 Land $109,500 Building $484,800
2023	$5,245.00	$446,500	$594,300 Land $109,500 Building $484,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 484 Bench Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 484 Bench Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Pogozone powered by Neubeam.

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