320 Bench Rd, Swanton, MD 21561 Property Records

Garrett County property record for 320 Bench Rd, Swanton, MD 21561

Property Summary

Property TypeSingle Family Home
Details2 ba · 3,120 sqft · built 1990
Lot Size1.41 acres (61,420 sqft)
OwnerIndividual Name on Record
Last Sale$525,000 (Jun 2007)
Tax Bill$5,118 (2023)
Deeds & MortgagesFeb 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN18-015307

Property Details

APN / Parcel Number

Primary APN18-015307
Alternative APN
  • 015307

Interior

Full Baths2 Baths
Stories2 Stories
Building Area3,120 sqft Total Area
1st Floor Area1,560 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area61,420 sqft (1.41 acres)
Garage TypeDetached
Garage Area432 sqft
Parking Spaces2 Parking Spaces
Deck Area691 sqft
Patio Area84 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemRadiant
SewerConnected

Location & Zoning

Account Number015307
Street Address320 BENCH RD
CitySWANTON
StateMD
Zip21561-2002
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal Description1.41 AC LOT 54 SKY VALLEY EAST SUB
Legal SubdivisionSKY VALLEY EAST SUB
Legal Lot Number54
JurisdictionGARRETT MD
Township / Civil Division1, SWANTON
Census Block Group1
Census Block1032
Census Tract501

Owner

Source: Garrett County records, as of September 20, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address320 BENCH RD, SWANTON, MD 21561-2002
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 4, 2007 · Amount on Record
Deed SaleJun 4, 2007 · Amount on Record
Prior SaleNov 14, 2001 · Amount on Record
Deed Document Number070876
Deed Book / Page01310 / 0392
Prior Transfer DateJun 1, 2007
Prior Transfer Doc70876
Record UpdatedJun 7, 2026

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGARRETT MD
Property Address320 BENCH RD, SWANTON, MD 21561-2002
Document Number0019930023
Book / Page001993 / 000023
Instrument DateFeb 14, 2017
Transaction TypeMortgage
Record UpdatedApr 19, 2017
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address320 BENCH RD SWANTON MD 215612002, SWANTON, MD 21561-2002

Mortgage

Document Number0019930023
DateMar 1, 2017
Book Page001993/000023
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 29, 2032

Tax Assessment & Valuation

Source: Garrett County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyGarrett County
Unified School DistrictGarrett County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$5,118.00 Homeowner's exemption$494,100$656,300 Land $114,100 Building $542,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 76% of Maryland
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: Pogozone powered by Neubeam.

Nearby Properties on Bench Rd

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