Garrett County property record for 168 Bench Rd, Swanton, MD 21561
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,792 sqft · built 2002 |
| Lot Size | 1.28 acres (55,757 sqft) |
| Owner | Trust Name on File |
| Last Sale | $311,000 (Jul 2009) |
| Tax Bill | $4,152 (2026) |
| Deeds & Mortgages | Mar 2026 Transfer Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-038803 |
| Primary APN | 18-038803 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,792 sqft Total Area |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 55,757 sqft (1.28 acres) |
| Garage Type | Detached |
| Garage Area | 1,200 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 72 sqft |
| Deck Area | 288 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 038803 |
|---|---|
| Street Address | 168 BENCH RD |
| City | SWANTON |
| State | MD |
| Zip | 21561-2023 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | 1.28 AC LOT 49 SKY VALLEY EAST SUB |
| Legal Subdivision | SKY VALLEY EAST SUB |
| Legal Lot Number | 49 |
| Jurisdiction | GARRETT MD |
| Township / Civil Division | 1, SWANTON |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 501 |
168 Bench Rd is owner-occupied and held in a trust since February 2026.
Source: Garrett County records, as of July 27, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 168 BENCH RD, SWANTON, MD 21561-2023 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 20, 2026 | Intrafamily Transfer, Transfer |
| Dec 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 27, 2009 · Amount on File |
| Deed Sale | Jul 27, 2009 · Amount on File |
| Prior Sale | Sep 7, 2000 · Amount on File |
| Deed Document Number | 2009715 |
| Deed Book / Page | 1449 / 437 |
| Last Transfer Date | Feb 5, 2026 |
| Transfer Doc | 2674000096 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GARRETT MD |
| Recording Date | Mar 20, 2026 |
| Property Address | 168 BENCH RD, SWANTON, MD 21561-2023 |
| Document Number | 0026740096 |
| Book / Page | 2674 / 96 |
| Map Reference | MB 3 PG 58A |
| Instrument Date | Feb 5, 2026 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 168 BENCH RD, SWANTON, MD 21561-2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRETT MD |
| Property Address | 168 BENCH RD, SWANTON, MD 21561-2023 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | BOSTON NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0023770196 |
|---|---|
| Date | Dec 8, 2021 |
| Book Page | 2377/196 |
| Name | CHERRY CREEK MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Address | ENGLEWOOD, CO 80111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
The 2026 property tax bill for 168 Bench Rd was $4,152 with a homeowner's exemption, up 1.1% from the year before.
Source: Garrett County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Garrett County |
| Unified School District | Garrett County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,152.00 (+1.1%) Homeowner's exemption | $498,400 (+0.95%) | $507,800 (+2.86%) Land $112,800 Building $395,000 |
| 2025 | $4,107.00 Homeowner's exemption | $493,700 Land $112,800 Building $380,900 | $493,700 Land $112,800 Building $380,900 |
| 2023 | $3,940.00 | $334,833 | $493,700 Land $112,800 Building $380,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 168 Bench Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 168 Bench Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 77% of Maryland |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Pogozone powered by Neubeam.
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