390 Bench Rd, Swanton, MD 21561 Property Records

Garrett County property record for 390 Bench Rd, Swanton, MD 21561

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,340 sqft · built 1988
Lot Size	1.54 acres (67,082 sqft)
Owner	2 Individual Names on File
Last Sale	$335,000 (Jul 2019)
Tax Bill	$4,391 (2023)
Deeds & Mortgages	Jan 2022 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-036266`

Property Details

APN / Parcel Number

Primary APN	`18-036266`
Alternative APN	`036266`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,340 sqft Total Area
1st Floor Area	1,065 sqft
Basement Area	1,290 sqft
Finished Basement	1,290 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	67,082 sqft (1.54 acres)
Deck Area	528 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	036266
Street Address	390 BENCH RD
City	SWANTON
State	MD
Zip	21561-2002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	1.54 AC LOT 56 SKY VALLEY EAST SUB
Legal Subdivision	SKY VALLEY EAST SUB
Legal Lot Number	56
Jurisdiction	GARRETT MD
Township / Civil Division	1, SWANTON
Census Block Group	1
Census Block	1032
Census Tract	501

Owner

Source: Garrett County assessment roll, as of July 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	106 POPLAR ST, CANONSBURG, PA 15317-5210
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage VICTORIAN FINANCE LLC
Jul 12, 2019	Grant Deed, Transfer · Conventional with PMI MLEND

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 12, 2019 · Amount on Record
Deed Sale	Jul 12, 2019 · Amount on Record
Prior Sale	Jun 1, 2016 · Amount on Record
Deed Document Number	0002143420
Deed Book / Page	2143 / 420
Record Updated	Jun 7, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRETT MD
Property Address	390 BENCH RD, SWANTON, MD 21561-2002
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023860356
Date	Jan 19, 2022
Book Page	2386/356

Lender

Name	VICTORIAN FINANCE LLC
Type	Mortgage Company
Address	PITTSBURGH, PA 15241

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GARRETT MD
Recording Date	Jul 12, 2019
Property Address	390 BENCH RD, SWANTON, MD 21561-2002
Document Number	0021430420
Book / Page	002143 / 000420
Instrument Date	Jul 4, 2019
Transaction Type	Transfer
Record Updated	Jul 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$335.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	106 POPLAR ST CANONSBURG PA 153175210, CANONSBURG, PA 15317-5210

Mortgage

Document Number	21430425
Date	Jul 12, 2019
Book Page	002143/000425

Lender

Name	MLEND
Address	MIDDLETOWN, MD 21769

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 11, 2049

Tax Assessment & Valuation

Source: Garrett County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,391.00	$373,400	$497,000 Land $115,400 Building $381,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 76% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Declaration Networks Group.

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