Okaloosa County property record for 915 Merganser Way, Crestview, FL 32539
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,562 sqft · built 2020 |
| Lot Size | 0.139 acres (6,050 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $248,775 (Mar 2020) |
| Tax Bill | $3,047 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-001-106-8076-6 |
| Primary APN | C56-001-106-8076-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,562 sqft Living Area |
| Gross Area | 3,196 sqft |
| 1st Floor Area | 1,106 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Brick |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood |
| Lot Area | 6,050 sqft (0.139 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 92 sqft |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 915 MERGANSER WAY |
|---|---|
| City | CRESTVIEW |
| State | FL |
| Zip | 32539-6756 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | REDSTONE COMMONS PH 3B LOT 218 |
| Legal Range | 23W |
| Legal Township | 03N |
| Legal Section | 27 |
| Legal Subdivision | REDSTONE COMMONS |
| Legal Phase | 3B |
| Legal Lot Number | 218 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | CRESTVIEW |
| Census Block Group | 2 |
| Census Block | 2055 |
| Census Tract | 20701 |
915 Merganser Way is owned and occupied by two individuals who bought it in March 2020.
Source: Okaloosa County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 915 MERGANSER WAY, CRESTVIEW, FL 32539-6756 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 9, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Feb 12, 2021 | Deed of Trust, Mortgage · FHA Mortgage AMERIHOME MORTGAGE COMPANY LLC |
| Mar 11, 2020 | Grant Deed, Subdivision Related Transfer · FHA Mortgage BANK OF ENGLAND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 11, 2020 · Amount on File |
| Deed Sale | Mar 11, 2020 · Amount on File |
| Deed Document Number | 20203344142 |
| Deed Book / Page | 3449 / 2109 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 915 MERGANSER WAY, CRESTVIEW, FL 32539-6756 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2022 |
| Title Company | MOULTON LAND TITLE INC, MOULTON LAND TITLE |
| Name | Verified Name |
|---|---|
| Address | 915 MERGANSER WAY, CRESTVIEW, FL 32539-6756 |
| Document Number | 0036204597 |
|---|---|
| Date | May 9, 2022 |
| Book Page | 3620/4597 |
| Instrument | 3548682 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 915 MERGANSER WAY, CRESTVIEW, FL 32539-6756 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2022 |
| Title Company | COAST TITLE |
| Name | Verified Name |
|---|---|
| Address | 915 MERGANSER WAY, CRESTVIEW, FL 32539-6756 |
| Document Number | 0035252479 |
|---|---|
| Date | Feb 12, 2021 |
| Book Page | 3525/2479 |
| Instrument | 3429846 |
| Name | AMERIHOME MORTGAGE COMPANY LLC |
|---|---|
| Type | Mortgage Company |
| Address | THOUSAND OAKS, CA 91362 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Mar 11, 2020 |
| Property Address | 915 MERGANSER WAY, CRESTVIEW, FL 32539-6756 |
| Document Number | 0034492109 |
| Book / Page | 003449 / 002109 |
| Instrument Date | Mar 9, 2020 |
| Instrument | 3344142 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 21, 2020 |
| Title Company | DOCPROBE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,741.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 915 MERGANSER WAY CRESTVIEW FL 325396756, CRESTVIEW, FL 32539-6756 |
| Document Number | 34492110 |
|---|---|
| Date | Mar 11, 2020 |
| Book Page | 003449/002110 |
| Instrument | 3344143 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 10, 2050 |
The 2025 property tax bill for 915 Merganser Way was $3,047 with a homeowner's exemption.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Crestview City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,047.00 Homeowner's exemption | $234,007 | $326,735 Land $47,235 Building $279,500 |
| 2023 | $2,899.00 (+2.98%) Homeowner's exemption | $220,788 (+3%) | $358,182 (+6.56%) Land $40,131 Building $318,051 |
| 2022 | $2,815.00 Homeowner's exemption | $214,357 | $336,140 Land $37,506 Building $298,634 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 915 Merganser Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 915 Merganser Way is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CRESTVIEW, CITY OF WATER DEPT. serves 34,789 people · EPA ID FL1460182 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Fiber | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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