Hamilton County property record for 918 Garnoa Dr, Cincinnati, OH 45231
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,320 sqft · built 1960 |
| Lot Size | 0.327 acres (14,244 sqft) |
| Owner | Individual Name on File |
| Last Sale | $250,000 (Jul 2023) |
| Tax Bill | $4,510 (2025) |
| Deeds & Mortgages | Jul 2023 Line of Credit Jul 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 590-0230-0538-00 |
| Primary APN | 590-0230-0538-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,320 sqft Living Area |
| Gross Area | 3,058 sqft |
| 1st Floor Area | 1,320 sqft |
| Basement Area | 1,320 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 14,244 sqft (0.327 acres) |
| Lot Dimensions | 151 ft deep x 94.2 ft wide |
| Garage Type | Attached |
| Garage Area | 418 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 80 sqft |
| Deck Area | Deck Area |
| Patio Area | 632 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 918 GARNOA DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45231-3707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | GARNOA ST 94.20 X 151.25 PT LOT 10 WAHOFF SUB BLK B |
| Legal Subdivision | WAHOFF SUB |
| Legal Block | B |
| Legal Lot Number | 10 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 22101 |
Source: Hamilton County assessment roll, APN 590-0230-0538-00, as of January 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 918 GARNOA DR, CINCINNATI, OH 45231-3707 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 06, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK |
| Jul 13, 2023 | Warranty Deed, Transfer · Conventional Mortgage CINCINNATI FSLA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 13, 2023 · Amount on Record |
| Deed Sale | Jul 13, 2023 · Amount on Record |
| Prior Sale | Nov 23, 1994 |
| Deed Document Number | 202348232 |
| Deed Book / Page | 14956 / 895 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 918 GARNOA DR, CINCINNATI, OH 45231-3707 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000046416 |
|---|---|
| Date | Jul 06, 2023 |
| Book Page | 14951/1546 |
| Instrument | 2023-0046416 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Address | WINCHESTER, OH 45697 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 11, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 13, 2023 |
| Property Address | 918 GARNOA DR, CINCINNATI, OH 45231-3707 |
| Document Number | 0000048232 |
| Book / Page | 14956 / 895 |
| Map Reference | MB 3 PG 33&34 |
| Instrument Date | Jul 10, 2023 |
| Instrument | 2023-0048232 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $250.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 918 GARNOA DR, CINCINNATI, OH 45231-3707 |
| Document Number | 0000048233 |
|---|---|
| Date | Jul 13, 2023 |
| Instrument | 2023-0048233 |
| Name | CINCINNATI FSLA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2053 |
Source: Hamilton County assessment roll as of January 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Springfield Township |
| Unified School District | Winton Woods City School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,510.00 (+3.92%) | $66,060 (+%) Land $12,016 Building $54,044 | $188,740 (-) Land $34,330 Building $154,410 |
| 2024 | $4,340.00 (+4.2%) | $66,058 (-) Land $12,015 Building $54,043 | |
| 2023 | $4,165.00 (+16.8%) | $66,058 (+55.98%) Land $12,015 Building $54,043 | $188,740 (+55.98%) Land $34,330 Building $154,410 |
| 2022 | $3,566.00 Homeowner's exemption | $42,350 Land $9,548 Building $32,802 | |
| 2020 | $121,000 Land $27,280 Building $93,720 |
Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), as of December 22, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 311 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system OH3102612, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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