918 Garnoa Dr, Cincinnati, OH 45231 Property Records

Hamilton County property record for 918 Garnoa Dr, Cincinnati, OH 45231

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,320 sqft · built 1960
Lot Size0.327 acres (14,244 sqft)
OwnerIndividual Name on File
Last Sale$250,000 (Jul 2023)
Tax Bill$4,510 (2025)
Deeds & MortgagesJul 2023 Line of Credit
Jul 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN590-0230-0538-00

Property Details

APN / Parcel Number

Primary APN590-0230-0538-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,320 sqft Living Area
Gross Area3,058 sqft
1st Floor Area1,320 sqft
Basement Area1,320 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleConventional
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area14,244 sqft (0.327 acres)
Lot Dimensions151 ft deep x 94.2 ft wide
Garage TypeAttached
Garage Area418 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Frame Porch
Porch Area80 sqft
Deck AreaDeck Area
Patio Area632 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address918 GARNOA DR
CityCINCINNATI
StateOH
Zip45231-3707
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionGARNOA ST 94.20 X 151.25 PT LOT 10 WAHOFF SUB BLK B
Legal SubdivisionWAHOFF SUB
Legal BlockB
Legal Lot Number10
JurisdictionHAMILTON OH
Township / Civil DivisionSPRINGFIELD
Census Block Group3
Census Block3014
Census Tract22101

Owner

Source: Hamilton County assessment roll, APN 590-0230-0538-00, as of January 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address918 GARNOA DR, CINCINNATI, OH 45231-3707
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 06, 2023Deed of Trust, Mortgage · Line of Credit
FIRST STATE BANK
Jul 13, 2023Warranty Deed, Transfer · Conventional Mortgage
CINCINNATI FSLA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 13, 2023 · Amount on Record
Deed SaleJul 13, 2023 · Amount on Record
Prior SaleNov 23, 1994
Deed Document Number202348232
Deed Book / Page14956 / 895
Record UpdatedSep 20, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address918 GARNOA DR, CINCINNATI, OH 45231-3707
Transaction TypeMortgage
Record UpdatedAug 24, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000046416
DateJul 06, 2023
Book Page14951/1546
Instrument2023-0046416
Lender
NameFIRST STATE BANK
TypeBank
AddressWINCHESTER, OH 45697
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 11, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateJul 13, 2023
Property Address918 GARNOA DR, CINCINNATI, OH 45231-3707
Document Number0000048232
Book / Page14956 / 895
Map ReferenceMB 3 PG 33&34
Instrument DateJul 10, 2023
Instrument2023-0048232
Transaction TypeTransfer
Record UpdatedAug 24, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$250.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address918 GARNOA DR, CINCINNATI, OH 45231-3707

Mortgage

Document Number0000048233
DateJul 13, 2023
Instrument2023-0048233
Lender
NameCINCINNATI FSLA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2053

Tax Assessment & Valuation

Source: Hamilton County assessment roll as of January 21, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionSpringfield Township
Unified School DistrictWinton Woods City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,510.00 (+3.92%)$66,060 (+%) Land $12,016 Building $54,044$188,740 (-) Land $34,330 Building $154,410
2024$4,340.00 (+4.2%)$66,058 (-) Land $12,015 Building $54,043
2023$4,165.00 (+16.8%)$66,058 (+55.98%) Land $12,015 Building $54,043$188,740 (+55.98%) Land $34,330 Building $154,410
2022$3,566.00 Homeowner's exemption$42,350 Land $9,548 Building $32,802
2020$121,000 Land $27,280 Building $93,720

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), as of December 22, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 95% of the US · lower than 78% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 311 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cincinnati Bell
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system OH3102612, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Garnoa Dr

Nearby Streets

Search Property Records by Address or Parcel Number