Hamilton County property record for 923 Garnoa Dr, Cincinnati, OH 45231
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,137 sqft · built 1955 |
| Lot Size | 0.457 acres (19,907 sqft) |
| Owner | Individual Name on File |
| Last Sale | $275,000 (Feb 2022) |
| Tax Bill | $6,532 (2025) |
| Deeds & Mortgages | Feb 2022 Sale & Mortgage Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 590-0230-0143-00 |
| Primary APN | 590-0230-0143-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,137 sqft Living Area |
| 1st Floor Area | 2,137 sqft |
| Basement Area | 2,137 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 19,907 sqft (0.457 acres) |
| Lot Dimensions | 198 ft deep x 101 ft wide |
| Garage Type | Attached |
| Garage Area | 529 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 60 sqft |
| Patio Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 923 GARNOA DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45231-3706 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GARNOA ST 101.10 X 198 LOT 18 WAHOFF SUB BLK B |
| Legal Subdivision | WAHOFF SUB |
| Legal Block | B |
| Legal Lot Number | 18 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 22101 |
Source: Hamilton County records · APN 590-0230-0143-00
Assessment roll updated March 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 923 GARNOA DR, CINCINNATI, OH 45231-3706 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 11, 2022 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
| Jun 02, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage US BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 11, 2022 · Amount on Record |
| Deed Sale | Feb 11, 2022 · Amount on Record |
| Prior Sale | Jun 02, 2021 |
| Deed Document Number | 0000015523 |
| Deed Book / Page | 14603 / 933 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Feb 11, 2022 |
| Property Address | 923 GARNOA DR, CINCINNATI, OH 45231-3706 |
| Document Number | 0000015523 |
| Book / Page | 14603 / 933 |
| Map Reference | MB 3 PG 33&34 |
| Instrument Date | Feb 08, 2022 |
| Instrument | 2022-0015523 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $825.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 923 GARNOA DR, CINCINNATI, OH 45231-3706 |
| Document Number | 0000015524 |
|---|---|
| Date | Feb 11, 2022 |
| Instrument | 2022-0015524 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 02, 2021 |
| Property Address | 923 GARNOA DR, CINCINNATI, OH 45231-3706 |
| Document Number | 0000067642 |
| Book / Page | 14430 / 2072 |
| Map Reference | MB 3 PG 33&34 |
| Instrument Date | Apr 27, 2021 |
| Instrument | 2021-0067642 |
| Transaction Type | Transfer |
| Record Updated | Jul 23, 2021 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 923 GARNOA DR, CINCINNATI, OH 45231-3706 |
| Document Number | 0000067643 |
|---|---|
| Date | Jun 02, 2021 |
| Instrument | 2021-0067643 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 01, 2036 |
Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Springfield Township |
| Unified School District | Winton Woods City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,532.00 (+3.6%) | $96,250 (+%) Land $13,667 Building $82,583 | |
| 2024 | $6,305.00 (+4.13%) | $96,249 (-) Land $13,667 Building $82,582 | |
| 2023 | $6,055.00 (+6.79%) | $96,249 (+42.54%) Land $13,667 Building $82,582 | $275,000 (+42.54%) Land $39,050 Building $235,950 |
| 2022 | $5,670.00 Homeowner's exemption | $67,526 Land $10,861 Building $56,665 | |
| 2020 | $192,930 Land $31,030 Building $161,900 |
Source: FEMA National Flood Hazard Layer as of December 22, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 311 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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