Hamilton County property record for 911 Garnoa Dr, Cincinnati, OH 45231
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,632 sqft · built 1956 |
| Lot Size | 0.46 acres (20,081 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $304,000 (Sep 2022) |
| Tax Bill | $7,213 (2025) |
| Deeds & Mortgages | Feb 2021 Line of Credit Sep 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 590-0230-0146-00 |
| Primary APN | 590-0230-0146-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,632 sqft Living Area |
| 1st Floor Area | 1,632 sqft |
| Basement Area | 1,632 sqft |
| Finished Basement | 1,548 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 20,081 sqft (0.46 acres) |
| Lot Dimensions | 198 ft deep x 101 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 263 sqft |
| Patio Area | 280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 911 GARNOA DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45231-3706 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GARNOA ST 101.10 X 198 IRRLOT 21 WAHOFF SUB BLK B |
| Legal Subdivision | WAHOFF SUB |
| Legal Block | B |
| Legal Lot Number | 21 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 22101 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 911 GARNOA DR, CINCINNATI, OH 45231-3706 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 10, 2021 | Deed of Trust, Mortgage · Line of Credit RELIANCE FIRST CAPITAL LLC |
| Sep 22, 2022 | Warranty Deed, Transfer · VA Mortgage RAPID MORTGAGE COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 22, 2022 · Amount on Record |
| Deed Sale | Sep 22, 2022 · Amount on Record |
| Prior Sale | Jan 25, 2012 |
| Deed Document Number | 0000090188 |
| Deed Book / Page | 14757 / 705 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 911 GARNOA DR, CINCINNATI, OH 45231-3706 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Title Company | BROKERS SETTLEMENT SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000017715 |
|---|---|
| Date | Feb 10, 2021 |
| Book Page | 14352/1647 |
| Instrument | 2021-0017715 |
| Name | RELIANCE FIRST CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Sep 22, 2022 |
| Property Address | 911 GARNOA DR, CINCINNATI, OH 45231-3706 |
| Document Number | 0000090188 |
| Book / Page | 14757 / 705 |
| Map Reference | MB 3 PG 33&34 |
| Instrument Date | Sep 12, 2022 |
| Instrument | 2022-0090188 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $912.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 911 GARNOA DR, CINCINNATI, OH 45231-3706 |
| Document Number | 0000090189 |
|---|---|
| Date | Sep 22, 2022 |
| Instrument | 2022-0090189 |
| Name | RAPID MORTGAGE COMPANY |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Springfield Township |
| Unified School District | Winton Woods City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,213.00 (+3.5%) | $106,400 (+%) Land $13,667 Building $92,733 | |
| 2024 | $6,969.00 (+4.14%) | $106,399 (-) Land $13,667 Building $92,732 | |
| 2023 | $6,692.00 (+61.21%) | $106,399 (+115.41%) Land $13,667 Building $92,732 | $304,000 (+115.42%) Land $39,050 Building $264,950 |
| 2022 | $4,151.00 Homeowner's exemption | $49,393 Land $10,861 Building $38,532 | |
| 2020 | $141,120 Land $31,030 Building $110,090 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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