Hamilton County property record for 906 Garnoa Dr, Cincinnati, OH 45231
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,747 sqft · built 1962 |
| Lot Size | 0.366 acres (15,943 sqft) |
| Owner | Individual Name on File |
| Last Sale | $246,000 (Apr 2026) |
| Tax Bill | $4,351 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Aug 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 590-0230-0541-00 |
| Primary APN | 590-0230-0541-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,747 sqft Living Area |
| Gross Area | 3,045 sqft |
| 1st Floor Area | 1,247 sqft |
| Basement Area | 1,247 sqft |
| Finished Basement | 500 sqft |
| Unfinished Basement | 747 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 15,943 sqft (0.366 acres) |
| Lot Dimensions | 176 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 551 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 48 sqft |
| Patio Area | 200 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 906 GARNOA DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45231-3707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | GARNOA ST 90 X 176.25 PTS LOT 11-12 WAHOFF SUB BLK B |
| Legal Subdivision | WAHOFF SUB |
| Legal Block | B |
| Legal Lot Number | 11-12 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 22101 |
Source: Hamilton County assessment roll, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 906 GARNOA DR, CINCINNATI, OH 45231-3707 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Apr 1, 2026 | Warranty Deed, Transfer · FHA Mortgage DAS ACQUISITION CO LLC |
| Aug 3, 2017 | Deed of Trust, Mortgage · FHA Mortgage FIRST GUARANTY MORTGAGE CORP |
| Jul 11, 2019 | Warranty Deed, Transfer · ARM VALLEY CENTRAL BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 1, 2026 · Amount on Record |
| Deed Sale | Apr 1, 2026 · Amount on Record |
| Prior Sale | Jul 11, 2019 · Amount on Record |
| Deed Document Number | 202624203 |
| Deed Book / Page | 15635 / 735 |
| Prior Transfer Date | Dec 10, 2002 |
| Prior Transfer Doc | 0000295170 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Apr 1, 2026 |
| Property Address | 906 GARNOA DR, CINCINNATI, OH 45231-3707 |
| Document Number | 0000024203 |
| Book / Page | 15635 / 735 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 2026.24203 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2026 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $49,692.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 906 GARNOA DR, CINCINNATI, OH 45231-3707 |
| Document Number | 0000024204, |
|---|---|
| Date | Apr 1, 2026 |
| Instrument | 2026..24204 |
| Name | DAS ACQUISITION CO LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 906 GARNOA DR, CINCINNATI, OH 45231-3707 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000000130 |
|---|---|
| Date | Aug 3, 2017 |
| Instrument | 17-0070130 |
| Name | FIRST GUARANTY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | VIENNA, VA 22182 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 11, 2019 |
| Property Address | 906 GARNOA DR, CINCINNATI, OH 45231-3707 |
| Document Number | 0000055362 |
| Book / Page | 13956 / 00298 |
| Map Reference | MB 3 PG 33&34 |
| Instrument Date | Jun 28, 2019 |
| Instrument | 2019-0055362 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $512.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 906 GARNOA DR, CINCINNATI, OH 45231-3707 |
| Document Number | 0000055364 |
|---|---|
| Date | Jul 11, 2019 |
| Instrument | 2019-0055364 |
| Name | VALLEY CENTRAL BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Type Change Date | Jul 1, 2034 |
| Change Frequency | Annually |
| Min Rate At Change | 4.37% |
| Max Rate At Change | 6.37% |
| Index | 1-Year CMT |
| Max Rate | 10.3% |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Springfield Township |
| Unified School District | Winton Woods City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,351.00 (+4.07%) | $63,872 (-) Land $12,219 Building $51,653 | $182,490 (-) Land $34,910 Building $147,580 |
| 2024 | $4,181.00 (+4.13%) | $63,872 (-) Land $12,219 Building $51,653 | |
| 2023 | $4,015.00 (+6.64%) | $63,872 (+42.35%) Land $12,219 Building $51,653 | $182,490 (+42.35%) Land $34,910 Building $147,580 |
| 2022 | $3,765.00 Homeowner's exemption | $44,870 Land $9,709 Building $35,161 | |
| 2020 | $128,200 Land $27,740 Building $100,460 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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