Hamilton County property record for 919 Garnoa Dr, Cincinnati, OH 45231
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,476 sqft · built 1960 |
| Lot Size | 0.457 acres (19,907 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,383 (2025) |
| Deeds & Mortgages | Dec 2022 Line of Credit Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 590-0230-0144-00 |
| Primary APN | 590-0230-0144-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,476 sqft Living Area |
| Gross Area | 3,492 sqft |
| 1st Floor Area | 1,476 sqft |
| Basement Area | 1,476 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 19,907 sqft (0.457 acres) |
| Lot Dimensions | 198 ft deep x 101 ft wide |
| Garage Type | Attached |
| Garage Area | 540 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 919 GARNOA DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45231-3706 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | GARNOA ST 101.10 X 198 LOT 19 WAHOFF SUB BLK B |
| Legal Subdivision | WAHOFF SUB |
| Legal Block | B |
| Legal Lot Number | 19 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 22101 |
Source: Hamilton County records, as of July 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 919 GARNOA DR, CINCINNATI, OH 45231-3706 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 20, 2022 | Deed of Trust, Mortgage · Line of Credit GENERAL ELECTRIC CU |
| Apr 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MCKINLEY MORTGAGE LLC |
| Feb 28, 2017 | Loan Modification, Mortgage · Conventional Mortgage JP MORGAN CHASE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 26, 1996 |
| Deed Sale | Jan 26, 1996 |
| Deed Document Number | 199612282 |
| Deed Book / Page | 6956 / 1138 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 919 GARNOA DR, CINCINNATI, OH 45231-3706 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000114851 |
|---|---|
| Date | Dec 20, 2022 |
| Book Page | 14817/1813 |
| Instrument | 2022-0114851 |
| Name | GENERAL ELECTRIC CU |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45241 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Nov 17, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 919 GARNOA DR, CINCINNATI, OH 45231-3706 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000045847 |
|---|---|
| Date | Apr 13, 2021 |
| Book Page | 14395/732 |
| Instrument | 2021-0045847 |
| Name | MCKINLEY MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | CINCINNATI, OH 45242 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2036 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 919 GARNOA DR, CINCINNATI, OH 45231-3706 |
| Document Number | 0000031400 |
| Instrument Date | Feb 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 919 GARNOA DR CINCINNATI OH 452313706, CINCINNATI, OH 45231-3706 |
| Document Number | 0000031400 |
|---|---|
| Date | Apr 10, 2017 |
| Instrument | 31400 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | LEWISVILE, TX 75067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Apr 9, 2057 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Springfield Township |
| Unified School District | Winton Woods City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,383.00 (+3.3%) | $79,426 (-) Land $13,668 Building $65,758 | $226,930 (-) Land $39,050 Building $187,880 |
| 2024 | $5,211.00 (+4.16%) | $79,426 (-) Land $13,668 Building $65,758 | |
| 2023 | $5,003.00 (+14.72%) | $79,426 (+53.16%) Land $13,668 Building $65,758 | $226,930 (+53.17%) Land $39,050 Building $187,880 |
| 2022 | $4,361.00 Homeowner's exemption | $51,857 Land $10,861 Building $40,996 | |
| 2020 | $148,160 Land $31,030 Building $117,130 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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