918 el Toro Rd, Ojai, CA 93023 Property Records

Ventura County property record for 918 el Toro Rd, Ojai, CA 93023

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,597 sqft · built 1953
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$1,825,000 (May 2018)
Tax Bill	$24,947 (2025)
Deeds & Mortgages	Jul 2023 Second Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`019-0-070-010`

Property Details

APN / Parcel Number

Primary APN	`019-0-070-010`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	3,597 sqft Living Area
1st Floor Area	3,597 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Ranch
Lot Area	43,560 sqft (1 acres)
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	720 sqft
Porch	Slab
Porch Area	305 sqft
Deck Area	48 sqft
Patio Area	752 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	918 EL TORO RD
City	OJAI
State	CA
Zip	93023-1713
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RO2AC
Legal Subdivision	BARD SUBDIVISION OF THE RANCHO OJAI
Legal Block	70
Jurisdiction	VENTURA CA
Township / Civil Division	OJAI-MIRA MONTE
Census Block Group	1
Census Block	1026
Census Tract	901

Owner

918 el Toro Rd is owned and occupied by an individual who acquired it in August 2021.

Source: Ventura County records, as of October 15, 2026

Owner of Record	Individual Name on File
Mailing Address	918 EL TORO RD, OJAI, CA 93023-1713
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CASTLE MORTGAGE CORP
Aug 24, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ANGEL OAK MORTGAGE SOLUTIONS LLC
May 9, 2018	Grant Deed, Transfer · ARM NEW PENN FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2018 · Amount on File
Deed Sale	May 9, 2018 · Amount on File
Prior Sale	Oct 11, 2007 · Amount on File
Deed Document Number	201853246
Last Transfer Date	Aug 17, 2021
Transfer Doc	0000156983
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	918 EL TORO RD, OJAI, CA 93023-1713
Transaction Type	Mortgage
Record Updated	Aug 7, 2023
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	918 EL TORO RD, OJAI, CA 93023-1713

Mortgage

Document Number	0000049677
Date	Jul 25, 2023
Instrument	2023000049677

Lender

Name	CASTLE MORTGAGE CORP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Aug 24, 2021
Property Address	918 EL TORO RD, OJAI, CA 93023-1713
Document Number	0000156983
Map Reference	MB 5 PG 25-1/2
Instrument Date	Aug 17, 2021
Instrument	20210824-00156983
Transaction Type	Transfer
Record Updated	Jul 26, 2022
Title Company	TICOR TITLE COMPANY/CA, TICOR TITLE COMPANY OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	918 EL TORO RD, OJAI, CA 93023-1713

Mortgage

Document Number	0000156984
Date	Aug 24, 2021
Instrument	20210824-00156984

Lender

Name	ANGEL OAK MORTGAGE SOLUTIONS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	481 Months
Due	Sep 1, 2061

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	May 9, 2018
Property Address	918 EL TORO RD, OJAI, CA 93023-1713
Document Number	0000053246
Map Reference	MB5 PG25-1/2
Instrument Date	Mar 12, 2018
Instrument	20180509-00053246
Transaction Type	Transfer
Record Updated	Jul 26, 2022
Title Company	FIRST AMERICAN TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	918 EL TORO RD, OJAI, CA 93023-1713

Mortgage

Document Number	0000053247
Date	May 9, 2018
Instrument	20180509-00053247

Lender

Name	NEW PENN FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Jun 1, 2028
Change Frequency	Annually
Min Rate At Change	5.75%
Max Rate At Change	10.7%
Index	1-Year LIBOR
Max Rate	10.7%

Tax Assessment & Valuation

The 2025 property tax bill for 918 el Toro Rd was $24,947 with a homeowner's exemption, up 2.1% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Unified School District	Ojai Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,118,064 (+2%) Land $1,377,034 Building $741,030
2025	$24,947.00 (+2.12%) Homeowner's exemption	$2,076,534 Land $1,350,034 Building $726,500
2024	$24,429.00 (+3.47%)
2023	$23,610.00 (+1.97%) Homeowner's exemption	$1,995,900 Land $1,297,610 Building $698,290
2022	$23,153.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 918 el Toro Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	9 (1978–2023)
Claims Outside the SFHA	7 of 9
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storm, Mud & Land Slides, & Flooding, Jan 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 918 el Toro Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OJAI WATER SYSTEM private · serves 6,801 people · EPA ID CA5610014
Water Source	Purchased surface water from CASITAS MUNICIPAL WATER DIST
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks.

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