907 el Toro Rd, Ojai, CA 93023 Property Records

Ventura County property record for 907 el Toro Rd, Ojai, CA 93023

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.75 ba · 3,070 sqft · built 1952
Lot Size	1.35 acres (59,241 sqft)
Owner	Company Name on Record
Tax Bill	$8,715 (2025)
Deeds & Mortgages	May 2021 Line of Credit Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`019-0-094-070`

Property Details

APN / Parcel Number

Primary APN	`019-0-094-070`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,070 sqft Living Area
1st Floor Area	3,070 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Lot Area	59,241 sqft
Lot Dimensions	200 ft deep x 320 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	720 sqft
Porch	Porch
Porch Area	536 sqft
Patio Area	549 sqft

Location & Zoning

Street Address	907 EL TORO RD
City	OJAI
State	CA
Zip	93023-1712
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RO2AC
Legal Description	LOT: 1 REF: 005MR 0255
Legal Subdivision	THE BARD SUBDIVISION
Legal Block	94
Legal Lot Number	1
Jurisdiction	VENTURA CA
Township / Civil Division	OJAI-MIRA MONTE
Census Block Group	1
Census Block	1040
Census Tract	901

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	907 EL TORO RD, OJAI, CA 93023-1712
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 10, 2021	Deed of Trust, Mortgage · Line of Credit NORTHPOINTE BANK
Oct 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK
Aug 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage MEGA CAPITAL FUNDING INC
Aug 8, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 27, 2019
Transfer Doc	0000091290
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	907 EL TORO RD, OJAI, CA 93023-1712
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NATIONAL TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000093990
Date	May 10, 2021
Instrument	20210510-00093990

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	907 EL TORO RD, OJAI, CA 93023-1712
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	907 EL TORO RD, OJAI, CA 93023-1712

Mortgage

Document Number	0000185642
Date	Oct 12, 2021
Instrument	20211012-00185642

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	907 EL TORO RD, OJAI, CA 93023-1712
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	907 EL TORO RD, OJAI, CA 93023-1712

Mortgage

Document Number	0000134700
Date	Aug 31, 2020
Instrument	20200831-00134700

Lender

Name	MEGA CAPITAL FUNDING INC
Type	Mortgage Company
Address	CALABASAS, CA 91302

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VENTURA CA
Recording Date	Aug 8, 2019
Property Address	907 EL TORO RD, OJAI, CA 93023-1712
Document Number	0000091290
Instrument Date	Jul 27, 2019
Instrument	91290
Transaction Type	Transfer
Record Updated	Aug 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	907 EL TORO RD OJAI CA 930231712, OJAI, CA 93023-1712

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Unified School District	Ojai Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$594,265 (+2%) Land $179,606 Building $414,659
2025	$8,715.00 (+2.1%) Homeowner's exemption	$582,613 (+4.04%) Land $176,084 Building $406,529
2024	$8,536.00 (+3.17%)
2023	$8,274.00 (+1.98%) Homeowner's exemption	$559,991 Land $169,247 Building $390,744
2022	$8,113.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	9 (1978–2023)
Claims Outside the SFHA	7 of 9
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storm, Mud & Land Slides, & Flooding, Jan 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OJAI WATER SYSTEM private · serves 6,801 people · EPA ID CA5610014
Water Source	Purchased surface water from CASITAS MUNICIPAL WATER DIST
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks.

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