Kane County property record for 915 E Main St, Saint Charles, IL 60174 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,456 sqft · built 1915 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $257,500 (Apr 2018) |
| Tax Bill | $8,465 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Jul 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-27-479-014 |
| Primary APN | 09-27-479-014 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,456 sqft Living Area |
| Basement Area | 916 sqft |
| Interior Walls | Plaster |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,356 sqft (0.1 acres) |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 915 E MAIN ST |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-2233 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 IN BLK 2 OF G W MINARDS RESUB OF BLK 5 OF MRS SARAH E PERKINS ADD (EX PT FOR RD DESC IN CO 11ED21 12DIV0717) |
| Legal Subdivision | MRS SARAH E PERKINS ADD |
| Legal Block | 2,5 |
| Legal Lot Number | 1 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 852300 |
Source: Kane County records · APN 09-27-479-014
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 915 E MAIN ST, SAINT CHARLES, IL 60174-2233 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 08, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 08, 2019 | Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP |
| Apr 02, 2018 | Warranty Deed, Transfer · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 02, 2018 · Amount on Record |
| Deed Sale | Apr 02, 2018 · Amount on Record |
| Prior Sale | Jan 03, 2014 · Amount on Record |
| Deed Document Number | 201814742 |
| Prior Transfer Date | Sep 04, 2003 |
| Prior Transfer Doc | 0000170300 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 915 E MAIN ST, ST CHARLES, IL 60174-2233 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000084276 |
|---|---|
| Date | Nov 08, 2021 |
| Instrument | 2021K084276 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 915 E MAIN ST, ST CHARLES, IL 60174-2233 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ACQUEST TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0000028993 |
|---|---|
| Date | Jul 08, 2019 |
| Instrument | 2019K028993 |
| Name | DRAPER & KRAMER MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | DOWNERS GROVE, IL 60515 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.99% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Apr 02, 2018 |
| Property Address | 915 E MAIN ST, ST CHARLES, IL 60174-2233 |
| Document Number | 0000014742 |
| Instrument Date | Mar 26, 2018 |
| Instrument | 2018K014742 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $257.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 704 BLUFF ST APT 202, 202, CAROL STREAM, IL 60188-1689 |
| Document Number | 0000014743 |
|---|---|
| Date | Apr 02, 2018 |
| Instrument | 2018K014743 |
| Name | DRAPER & KRAMER MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,465.00 (+15.72%) Homeowner's exemption | ||
| 2024 | $111,706 (+15.63%) Land $23,945 Building $87,761 | $335,252 (+15.68%) Land $71,864 Building $263,388 | |
| 2022 | $7,315.00 (+5.68%) Homeowner's exemption | $96,606 (+4.91%) Land $14,019 Building $82,587 | $289,818 (+4.91%) Land $42,057 Building $247,761 |
| 2021 | $6,922.00 Homeowner's exemption | $92,085 Land $13,363 Building $78,722 | $276,255 Land $40,089 Building $236,166 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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