Kane County property record for 907 E Main St, Saint Charles, IL 60174 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 901 sqft · built 1910 |
| Lot Size | 0.109 acres (4,750 sqft) |
| Owner | Individual Name on File |
| Last Sale | $195,000 (Jul 2022) |
| Tax Bill | $4,963 (2025) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-27-479-012 |
| Primary APN | 09-27-479-012 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 901 sqft Living Area |
| Basement Area | 509 sqft |
| Interior Walls | Plaster |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1959 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,750 sqft (0.109 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 324 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 907 E MAIN ST |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-2233 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | G W MINARDS RESUBDIVISION LOT 3 IN BLK 2 DESC IN DOC 2002K106694 (EX PT DESC IN DOC 2003K178211, PT TAKEN FOR RD) |
| Legal Subdivision | G W MINARDS RESUBD |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 852300 |
Source: Kane County records · APN 09-27-479-012
Assessment roll updated December 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1805 STERLING CT, SAINT CHARLES, IL 60174-5713 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 05, 2022 · Amount on Record |
| Deed Sale | Jul 05, 2022 · Amount on Record |
| Prior Sale | May 01, 2015 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jul 05, 2022 |
| Property Address | 907 E MAIN ST, ST CHARLES, IL 60174-2233 |
| Document Number | 0000034535 |
| Instrument Date | Jun 26, 2022 |
| Instrument | 2022K034535 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2022 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $195.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 213 5TH ST, 213, CARLYLE, IL 62231 |
| Name | Verified Name |
|---|---|
| Address | 907 EAST MAIN STREET 2000 MCDONALD ROAD #200 # 200, 200, SAINT CHARLES, IL 60174 |
| Document Number | 0000034536 |
|---|---|
| Date | Jul 05, 2022 |
| Instrument | 2022K034536 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.37% |
Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,963.00 (-4.21%) Homeowner's exemption | ||
| 2024 | $72,581 (+13.11%) Land $23,945 Building $48,636 | $217,830 (+13.15%) Land $71,864 Building $145,966 | |
| 2022 | $5,181.00 (+3.87%) | $64,171 (+4.91%) Land $23,242 Building $40,929 | $192,513 (+4.91%) Land $69,726 Building $122,787 |
| 2021 | $4,988.00 | $61,167 Land $22,154 Building $39,013 | $183,501 Land $66,462 Building $117,039 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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