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818 E Main St, Saint Charles, IL 60174 Property Records

Kane County property record for 818 E Main St, Saint Charles, IL 60174 · Last verified July 2026

Property Summary

Property TypeCommercial
Details1,210 sqft · built 1978
Lot Size0.224 acres (9,773 sqft)
OwnerCompany Name on File
Last Sale$25,000 (Dec 2021)
Tax Bill$6,667 (2025)
Deeds & MortgagesDec 2021 Sale
Nov 2017 Transfer
Flood ZoneZone X (minimal risk)
APN09-27-476-014

Property Details

APN / Parcel Number

Primary APN09-27-476-014

Interior

Stories1 Story
Building Area1,210 sqft Gross Area
1st Floor Area1,210 sqft

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Lot Area9,773 sqft (0.224 acres)

Location & Zoning

Street Address818 E MAIN ST
CitySAINT CHARLES
StateIL
Zip60174-2257
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionMINARD, FERSON & HUNTS ADD TO ST. CHARLES BLK 6 LOTS 1 & 8 (EX PT DESC IN DOC 2011K043939)
Legal SubdivisionMINARD FERSON&HUNTS ADD
Legal Block6
Legal Lot Number1,8
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group1
Census Block1021
Census Tract852300

Owner

Source: Kane County records · APN 09-27-476-014

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address16192 COASTAL HWY, LEWES, DE 19958-3608
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Dec 06, 2021Warranty Deed, Transfer
Nov 29, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 06, 2021 · Amount on Record
Deed SaleDec 06, 2021 · Amount on Record
Deed Document Number202190681
Record UpdatedSep 20, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateDec 06, 2021
Property Address818 E MAIN ST, ST CHARLES, IL 60174-2257
Document Number0000090681
Map ReferenceDOC 2011K043939
Instrument DateSep 09, 2021
Instrument2021K090681
Transaction TypeTransfer
Record UpdatedDec 15, 2021

Transaction

AmountAmount Recorded
Tax$25.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7800 N MILWAUKEE AVE, 7800, NILES, IL 60714-3124

Transferred To (Grantee/Buyer)

NameVerified Name
Address16192 COASTAL HWY, LEWES, DE 19958-3608
InvestorPossibly a Property Investor

November 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateNov 29, 2017
Property Address818 E MAIN ST, ST CHARLES, IL 60174-2257
Document Number0000062190
Instrument DateOct 30, 2017
Instrument62190
Transaction TypeTransfer
Record UpdatedJan 03, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2380 RIDGE RD HIGHLAND PARK IL 600351648, HIGHLAND PARK, IL 60035-1648

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
MunicipalitySt. Charles City
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,667.00 (+2.54%)
2024$6,502.00 (+9.89%)$87,591 (+19.51%) Land $36,394 Building $51,197$262,878 (+19.55%) Land $109,226 Building $153,652
2022$5,917.00 (+3.86%)$73,294 (+4.91%) Land $32,450 Building $40,844$219,882 (+4.91%) Land $97,350 Building $122,532
2021$5,697.00$69,863 Land $30,931 Building $38,932$209,589 Land $92,793 Building $116,796

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898523001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 7 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force
5 of 7 on primary residences
Nearby Flood Claims29 (1979–2020)
Claims Outside the SFHA5 of 29
Most Recent ClaimMay 2020, rainfall accumulation
Flood Events
  • Severe Storms, Straight-line Winds, And Flooding (Apr 2013), 2 claims
  • Severe Storms And Flooding (Sep 2008), 7 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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