1001 E Main St, Saint Charles, IL 60174 Property Records

Kane County property record for 1001 E Main St, Saint Charles, IL 60174

Property Summary

Property Type	Commercial
Details	2,940 sqft · built 1990
Lot Size	0.176 acres (7,679 sqft)
Owner	2 Company Names on Record
Tax Bill	$8,588 (2025)
Deeds & Mortgages	Nov 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`09-27-483-019`

Property Details

APN / Parcel Number

Primary APN	`09-27-483-019`

Interior

Units	9 Units
Stories	1 Story
Building Area	2,940 sqft Gross Area
1st Floor Area	2,940 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	7,679 sqft (0.176 acres)

Location & Zoning

Street Address	1001 E MAIN ST, C
City	SAINT CHARLES
State	IL
Zip	60174-2203
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	UNIT C/D IN MAIN STREET CENTER CONDO (EX PT TAKEN FOR RD PER DOC 2011K067997)
Legal Subdivision	MAIN STREET CENTER CONDO
Legal Block	1
Legal Unit	C/D
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	1
Census Block	1023
Census Tract	852300

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1001 E MAIN ST, C, SAINT CHARLES, IL 60174-2203
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 21, 2025
Transfer Doc	0000047028
Record Updated	Sep 20, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Nov 26, 2025
Property Address	1001 E MAIN ST, ST CHARLES, IL 60174-2202
Document Number	0000047028
Instrument Date	Nov 21, 2025
Instrument	2025K047028
Transaction Type	Transfer
Record Updated	Dec 9, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1001 E MAIN ST STE C, C, ST CHARLES, IL 60174-2203

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Municipality	St. Charles City
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,588.00 (+2.54%)	$122,457 (+8.53%) Land $43,448 Building $79,009	$367,518 (+8.53%) Land $130,396 Building $237,122
2024	$8,375.00 (-9.73%)	$112,832 (-1.81%) Land $40,033 Building $72,799	$338,631 (-1.77%) Land $120,147 Building $218,484
2022	$9,278.00 (+3.86%)	$114,916 (+4.91%) Land $35,692 Building $79,224	$344,748 (+4.91%) Land $107,076 Building $237,672
2021	$8,933.00	$109,538 Land $34,022 Building $75,516	$328,614 Land $102,066 Building $226,548

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	29 (1979–2020)
Claims Outside the SFHA	5 of 29
Most Recent Claim	May 2020 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims Severe Storms And Flooding, Sep 2008 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES serves 33,081 people · EPA ID IL0894830
Water Source	Groundwater
Last State Inspection	Oct 2022
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20