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1203 E Main St, Saint Charles, IL 60174 Property Records

Kane County property record for 1203 E Main St, Saint Charles, IL 60174 · Last verified July 2026

Property Summary

Property TypeCommercial
Details1,872 sqft · built 2007
Lot Size0.1 acres (4,364 sqft)
Owner2 Company Names on File
Last Sale$340,000 (Mar 2021)
Tax Bill$9,231 (2025)
Deeds & MortgagesMar 2021 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN09-27-431-007

Property Details

APN / Parcel Number

Primary APN09-27-431-007

Interior

Stories1 Story
Building Area1,872 sqft Gross Area
1st Floor Area1,872 sqft

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Lot Area4,364 sqft (0.1 acres)

Location & Zoning

Street Address1203 E MAIN ST
CitySAINT CHARLES
StateIL
Zip60174-2274
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionPART OF LOT 7 IN BLK 12 OF SARAH E PERKINS ADDITION TO ST CHARLES DESC IN DOC 2002K060763 (EX PT FOR ROAD DESC IN DOC 2003K066287)
Legal SubdivisionSARAH E PERKINS ADDN
Legal Block12
Legal Lot Number7
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group4
Census Block4015
Census Tract852002

Owner

Source: Kane County records · APN 09-27-431-007

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address722 S PRESIDENT ST, WHEATON, IL 60189-6606
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 02, 2021 · Amount on Record
Deed SaleMar 02, 2021 · Amount on Record
Prior SaleNov 15, 2006 · Amount on Record
Deed Document Number202116083
Record UpdatedSep 20, 2026

March 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionKANE IL
Recording DateMar 02, 2021
Property Address1203 E MAIN ST, SAINT CHARLES, IL 60174-2274
Document Number0000016083
Instrument DateFeb 12, 2021
Instrument2021K016083
Transaction TypeTransfer
Record UpdatedAug 29, 2023
Title CompanyLANDTRUST NATIONAL TITLE SERVICES, LANDTRUST NATIONAL TTL SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$340.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address600 CORPORATE PARK DR, SAINT LOUIS, MO 63105-4204

Transferred To (Grantee/Buyer)

NameVerified Name
Address720 S PRESIDENT ST, WHEATON, IL 60189-6606

Mortgage

Document Number0000016084
DateMar 02, 2021
Instrument2021K016084
Lender
NamePNC BANK NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
MunicipalitySt. Charles City
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$9,231.00 (+2.53%)
2024$9,003.00 (-18.7%)$121,283 (-11.58%) Land $16,251 Building $105,032$363,995 (-11.54%) Land $48,773 Building $315,222
2022$11,074.00 (+47.22%)$137,162 (+48.7%) Land $14,490 Building $122,672$411,486 (+48.7%) Land $43,470 Building $368,016
2021$7,522.00$92,238 Land $13,812 Building $78,426$276,714 Land $41,436 Building $235,278

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898520024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 10 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims3 (1994–2020)
Claims Outside the SFHA2 of 3
Most Recent ClaimMay 2020, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 224 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Metronet HoldingsFiber5,120 / 5,120
XfinityCable1,200 / 35
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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