Genesee County property record for 9145 Ray Rd, Gaines, MI 48436
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,456 sqft · built 1992 |
| Lot Size | 2.01 acres (87,556 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $701 (2025) |
| Deeds & Mortgages | May 2022 Transfer May 2022 Transfer |
| Flood Zone | Zone A (high risk) |
| APN | 01-03-200-015 |
| Primary APN | 01-03-200-015 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,456 sqft Living Area |
| 1st Floor Area | 1,456 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Modular |
| Foundation Type | No Foundation |
| Lot Area | 87,556 sqft (2.01 acres) |
| Garage Area | 660 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 9145 RAY RD |
|---|---|
| City | GAINES |
| State | MI |
| Zip | 48436-9717 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | A PARCEL OF LAND BEG S 89 DEG 30 MIN E 520.94 FT FROM N 1/4 COR OF SEC TH S 89 DEG 30 MIN E 347.37 FT TH S 0 DEG 30 MIN W 400 |
| Legal Range | 05E |
| Legal Township | 05N |
| Legal Section | 03 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | ARGENTINE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 13001 |
Source: Genesee County records · APN 01-03-200-015
Assessment roll updated October 3, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9145 RAY RD, GAINES, MI 48436-9717 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 27, 2022 | Intrafamily Transfer, Transfer |
| May 27, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | May 27, 2022 |
| Property Address | 9145 RAY RD, GAINES, MI 48436-9717 |
| Document Number | 0000042111 |
| Instrument Date | May 19, 2022 |
| Instrument | 202205270042111 |
| Transaction Type | Transfer |
| Record Updated | Oct 03, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9145 RAY RD, GAINES, MI 48436-9717 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | May 27, 2022 |
| Property Address | 9145 RAY RD, GAINES, MI 48436-9717 |
| Document Number | 0000042112 |
| Instrument Date | May 19, 2022 |
| Instrument | 202205270042112 |
| Transaction Type | Transfer |
| Record Updated | Oct 03, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9145 RAY RD, GAINES, MI 48436-9717 |
Source: Genesee County records · Assessment roll updated October 3, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| County Subdivision | Argentine Township |
| Unified School District | Swartz Creek Community Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $701.00 (-70.32%) Homeowner's exemption | $106,500 (+18.73%) | $213,000 (+18.73%) |
| 2024 | $2,362.00 (+49.3%) | ||
| 2023 | $89,700 | $179,400 | |
| 2019 | $1,582.00 |
Source: FEMA National Flood Hazard Layer as of February 19, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 17 locations within half a mile of this property.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures