Genesee County property record for 9120 Ray Rd, Gaines, MI 48436
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 2,942 sqft · built 1994 |
| Lot Size | 9.21 acres (401,188 sqft) |
| Owner | Individual Name on File |
| Last Sale | $575,000 (Jul 2024) |
| Tax Bill | $6,595 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-34-400-021 |
| Primary APN | 10-34-400-021 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,942 sqft Living Area |
| Basement Area | 2,942 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Architectural Style | Ranch |
| Lot Area | 401,188 sqft (9.21 acres) |
| Garage Area | 1,698 sqft |
| Parking Spaces | 6 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1034400021 |
|---|---|
| Street Address | 9120 RAY RD |
| City | GAINES |
| State | MI |
| Zip | 48436-9717 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG-2 |
| Legal Description | A PARCEL OF LAND BEG 953.56 FT W OF SE COR OF SEC TH N 1 DEG 11 MIN 04 SEC W 323.78 FT TH E 55 FT TH N 1 DEG 11 MIN 04 SEC W |
| Legal Range | 05E |
| Legal Township | 06N |
| Legal Section | 34 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | GAINES |
| Census Block Group | 2 |
| Census Block | 2048 |
| Census Tract | 12801 |
Source: Genesee County assessment roll, as of March 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9120 RAY RD, GAINES, MI 48436-9717 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 9, 2024 · Amount on Record |
| Deed Sale | Jul 9, 2024 · Amount on Record |
| Prior Sale | Sep 8, 2014 · Amount on Record |
| Deed Document Number | 202407090038595 |
| Record Updated | Jun 7, 2026 |
Source: Genesee County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| County Subdivision | Gaines Township |
| Unified School District | Swartz Creek Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $331,800 (+14.81%) | $663,600 (+14.81%) | |
| 2024 | $6,595.00 (+28.23%) | ||
| 2023 | $289,000 | $578,000 | |
| 2019 | $5,143.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2014–2017) |
| Most Recent Claim | Apr 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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