Genesee County property record for 9111 Ray Rd, Gaines, MI 48436 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Square Footage | 3,054 sqft Living Area |
| Lot Size | 56,192 sqft (1.29 acres) |
| Garage | 576 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $355,000 (2025) |
| Tax Bill | $1,040.00 (2025) |
Source: Genesee County records · APN 01-03-200-012
Assessment roll updated October 3, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2085 BYRNES DR, CLIO, MI 48420-9118 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Nov 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 28, 2019 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 25, 2025 · Amount on Record |
| Deed Sale | Jun 25, 2025 · Amount on Record |
| Deed Doc Number | 2025191 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 9111 RAY RD, GAINES, MI 48436-9717 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2021 |
| Name | Verified Name |
|---|---|
| Address | 9111 RAY RD, GAINES, MI 48436-9717 |
| Document Number | 0000086932 |
|---|---|
| Date | Nov 10, 2021 |
| Instrument | 202111100086932 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 9111 RAY RD, GAINES, MI 48436-9717 |
| Document Number | 0000064011 |
| Instrument Date | Sep 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 9111 RAY RD GAINES MI 484369717, GAINES, MI 48436-9717 |
| Document Number | 0000064011 |
|---|---|
| Date | Oct 04, 2019 |
| Instrument | 64011 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 03, 2049 |
Source: Genesee County records · Assessment roll updated October 3, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| County Subdivision | Argentine Township |
| Unified School District | Swartz Creek Community Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,040.00 (-68.3%) Homeowner's exemption | $169,400 (+17.15%) | $338,800 (+17.15%) |
| 2024 | $3,281.00 (+39.74%) | ||
| 2023 | $144,600 | $289,200 | |
| 2019 | $2,348.00 |
Source: FEMA National Flood Hazard Layer, Genesee County (26049C), updated February 19, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 01-03-200-012 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,054 sqft Living Area |
| 1st Floor | 1,878 sqft 1st Floor |
| Basement Area | 870 sqft Basement |
| Stories | 2 Stories |
| Lot Area | 56,192 sqft (1.29 acres) |
|---|---|
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 576 sqft Garage |
| Heating System | Forced Air with Air Conditioning Heating |
|---|
| Street Address | 9111 RAY RD |
|---|---|
| City | GAINES |
| State | MI |
| Zip | 48436-9717 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | A PARCEL OF LAND BEG N 89* 30 MIN W 1317.60 FT FROM NE COR OF SEC TH S 0* 30 MIN W 400 FT TH N 89* 30 MIN W 140 FT TH N 0* 30 |
| Legal Range | 05E |
| Legal Township | 05N |
| Legal Section | 03 |
| Jurisdiction | GENESEE MI |
| Minor Civil Division | ARGENTINE |
| Census Blockgroup | 1 |
| Census Block | 1002 |
| Census Tract | 13001 |
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