Genesee County property record for 9146 Ray Rd, Gaines, MI 48436
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,786 sqft · built 1940 |
| Lot Size | 1.83 acres (79,715 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $145,000 (Jan 2018) |
| Tax Bill | $2,040 (2025) |
| Deeds & Mortgages | Jan 2018 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-34-400-029 |
| Primary APN | 10-34-400-029 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,786 sqft Living Area |
| 1st Floor Area | 1,598 sqft |
| Basement Area | 1,058 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Lot Area | 79,715 sqft (1.83 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 9146 RAY RD |
|---|---|
| City | GAINES |
| State | MI |
| Zip | 48436-9717 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG-2 |
| Legal Description | A PARCEL OF LAND BEG W 1332.82 FT FROM SE COR OF SEC TH W 340 FT TH N 01 DEG 11 MIN 18 SEC W 235 FT TH E 340 FT TH S 01 DEG |
| Legal Range | 05E |
| Legal Township | 06N |
| Legal Section | 34 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | GAINES |
| Census Block Group | 2 |
| Census Block | 2048 |
| Census Tract | 12801 |
Source: Genesee County records, as of October 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 9146 RAY RD, GAINES, MI 48436-9717 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 3, 2018 · Amount on Record |
| Deed Sale | Jan 3, 2018 · Amount on Record |
| Prior Sale | Oct 28, 2014 · Amount on Record |
| Deed Document Number | 2018181 |
| Prior Transfer Date | Dec 14, 2017 |
| Prior Transfer Doc | 0000000181 |
| Record Updated | Oct 29, 2026 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Jan 3, 2018 |
| Property Address | 9146 RAY RD, GAINES, MI 48436-9717 |
| Document Number | 201801030000181 |
| Instrument Date | Dec 14, 2017 |
| Instrument | 201801030000181 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 9, 2021 |
| Title Company | CISLO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,247.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | PO BOX 535, OXFORD, MI 48371-0535 |
| Name | Verified Name |
|---|---|
| Address | 4176 JHILL DR 105, 105, UTICA, MI 48317 |
Source: Genesee County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| County Subdivision | Gaines Township |
| Unified School District | Swartz Creek Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $77,000 (+7.24%) Land $19,800 Building $57,200 | $154,000 (+7.24%) Land $39,600 Building $114,400 | |
| 2025 | $2,040.00 (+4.4%) Homeowner's exemption | $71,800 (+8.95%) | $143,600 (+8.95%) |
| 2024 | $1,954.00 (+39.67%) | ||
| 2023 | $65,900 | $131,800 | |
| 2019 | $1,399.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2014–2017) |
| Most Recent Claim | Apr 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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