9125 Ray Rd, Gaines, MI 48436 Property Records

Genesee County property record for 9125 Ray Rd, Gaines, MI 48436

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,232 sqft · built 1998
Lot Size10 acres (435,600 sqft)
Owner2 Individual Names on File
Tax Bill$1,570 (2025)
Deeds & MortgagesMay 2024 Assignment
May 2024 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN01-03-200-018

Property Details

APN / Parcel Number

Primary APN01-03-200-018

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,232 sqft Living Area
1st Floor Area2,232 sqft
Basement Area2,232 sqft

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Lot Area435,600 sqft (10 acres)
Garage Area2,293 sqft
Parking Spaces8 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address9125 RAY RD
CityGAINES
StateMI
Zip48436-9717
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG
Legal DescriptionA PARCEL OF LAND BEG S 89 DEG 30 MIN E 1098.31 FT FROM N 1/4 COR OF SEC TH S 89 DEG 30 MIN E 100 FT TH S 0 DEG 30 MIN W 400
Legal Range05E
Legal Township05N
Legal Section03
JurisdictionGENESEE MI
Township / Civil DivisionARGENTINE
Census Block Group1
Census Block1002
Census Tract13001

Owner

Source: Genesee County assessment roll, as of October 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3329 LUCE RD, FLUSHING, MI 48433-2392
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
May 2, 2024Assignment of Deed, Transfer
May 2, 2024Intrafamily Transfer, Transfer
Jun 15, 2017Quit Claim Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 15, 2017
Deed SaleJun 15, 2017
Prior SaleJun 20, 2011 · Amount on Record
Deed Document Number201744568
Last Transfer DateApr 9, 2024
Transfer Doc0000029325
Record UpdatedSep 20, 2026

May 2024: Assignment of Deed, Transfer

Document TypeAssignment of Deed
JurisdictionGENESEE MI
Recording DateMay 2, 2024
Property Address9125 RAY RD, GAINES, MI 48436-9717
Document Number0000029323
Instrument DateApr 9, 2024
Instrument202405020029323
Transaction TypeTransfer
Record UpdatedMay 14, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3329 LUCE RD, FLUSHING, MI 48433-2392

May 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionGENESEE MI
Recording DateMay 2, 2024
Property Address9125 RAY RD, GAINES, MI 48436-9717
Document Number0000029325
Instrument DateApr 9, 2024
Instrument202405020029325
Transaction TypeTransfer
Record UpdatedMay 14, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3329 LUCE RD, FLUSHING, MI 48433-2392

June 2017: Quit Claim Deed, Foreclosure

Document TypeQuit Claim Deed
JurisdictionGENESEE MI
Recording DateJun 15, 2017
Property Address9125 RAY RD, GAINES, MI 48436-9717
Document Number0000044568
Instrument DateFeb 23, 2017
Instrument44568
Transaction TypeForeclosure
Record UpdatedJun 21, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address3329 LUCE RD FLUSHING MI 484332392, FLUSHING, MI 48433-2392

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 3, 2025

Property Jurisdictions

TypeName
StateMichigan
CountyGenesee County
County SubdivisionArgentine Township
Unified School DistrictSwartz Creek Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,570.00 (-67.02%) Homeowner's exemption$243,700 (+18.07%)$487,400 (+18.07%)
2024$4,760.00 (+34.35%)
2023$206,400$412,800
2019$3,543.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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