Lorain County property record for 914 Howard St, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1975 |
| Square Footage | 1,584 sqft Living Area |
| Lot Size | 6,970 sqft (0.16 acres) |
| Garage | Attached, 528 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $3,165.00 (2025) |
| Primary APN | 06-25-026-107-056 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,584 sqft Living Area |
| 1st Floor | 1,100 sqft 1st Floor |
| Family Room | Family Room |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Split Level Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Raised Foundation |
| Lot Area | 6,970 sqft (0.16 acres) |
| Depth X Width | 120 ft x 61 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 528 sqft Garage |
| Patio Area | 88 sqft Patio |
|---|---|
| Porch | Enclosed Porch |
| Porch Area | 232 sqft Porch |
| Canopy Area | 88 sqft Canopy |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 914 HOWARD ST |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-3055 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SHERWOODD FOREST #3 61 X 120 |
| Legal Subdivision | SHERWOOD FOREST SUBDIVISION NO 3 |
| Legal Tract | 25 |
| Legal Block | 107 |
| Legal Lot Number | 103&104 104 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 2 |
| Census Block | 2007 |
| Census Tract | 70102 |
Source: Lorain County records · APN 06-25-026-107-056
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 914 HOWARD ST, ELYRIA, OH 44035-3055 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 19, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jun 03, 2020 | Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage PRIMARY RESID'L MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Jun 03, 2020 |
| Transfer Doc | 0000763042 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 914 HOWARD ST, ELYRIA, OH 44035-3055 |
| Transaction Type | Mortgage |
| Record Updated | Mar 03, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20210803614 |
|---|---|
| Date | Feb 19, 2021 |
| Instrument | 2021-0803614 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jun 03, 2020 |
| Property Address | 914 HOWARD ST, ELYRIA, OH 44035-3055 |
| Document Number | 0000763042 |
| Instrument Date | Jun 03, 2020 |
| Instrument | 763042 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2020 |
| Title Company | FIRST NATIONWIDE TITLE AGENCY LT, 1ST NATIONWIDE TITLE AGCY LTD |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $580.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 914 HOWARD ST ELYRIA OH 440353055, ELYRIA, OH 44035-3055 |
| Document Number | 763043 |
|---|---|
| Date | Jun 03, 2020 |
| Instrument | 763043 |
| Name | PRIMARY RESID'L MTG |
|---|---|
| Type | Mortgage Company |
| Address | SALT LAKE CITY, UT 84116 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 02, 2050 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,165.00 | $66,690 (%) Land $8,740 Building $57,950 | $190,550 (-) Land $24,980 Building $165,570 |
| 2024 | $3,165.00 (+20.71%) | $66,693 (+40.75%) Land $8,743 Building $57,950 | $190,550 (+40.75%) Land $24,980 Building $165,570 |
| 2023 | $2,622.00 (+0.69%) | $47,384 (+0.01%) Land $10,581 Building $36,803 | $135,380 (-) Land $30,230 Building $105,150 |
| 2022 | $2,604.00 | $47,380 Land $10,580 Building $36,800 | |
| 2021 | $135,380 Land $30,230 Building $105,150 |
914 Howard St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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