Lorain County property record for 920 Howard St, Elyria, OH 44035 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1970 |
| Square Footage | 2,117 sqft Living Area |
| Lot Size | 6,970 sqft (0.16 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $302,000 (2026) |
| Tax Bill | $3,546.00 (2025) |
| Primary APN | 06-25-026-107-057 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,117 sqft Living Area |
| Gross Area | 2,613 sqft Gross Area |
| 1st Floor | 1,031 sqft 1st Floor |
| Upper Floors | 106 sqft Upper Floors |
| Basement Area | 780 sqft Basement |
| Family Room | Family Room |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Traditional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 6,970 sqft (0.16 acres) |
| Depth X Width | 120 ft x 59 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 352 sqft Garage |
| Balcony Area | 48 sqft Balcony |
|---|---|
| Deck Area | 448 sqft Deck |
| Patio Area | 36 sqft Patio |
| Porch Area | 144 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Street Address | 920 HOWARD ST |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-3055 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | L 104 SHERWD FOREST #3 59.00 X 120.00 |
| Legal Subdivision | L 104 SHERWD FOREST |
| Legal Tract | 25 |
| Legal Block | 107 |
| Legal Lot Number | 104 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 2 |
| Census Block | 2007 |
| Census Tract | 70102 |
Source: Lorain County records · APN 06-25-026-107-057
Assessment roll updated May 16, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 920 HOWARD ST, ELYRIA, OH 44035-3055 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 12, 2025 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Mar 30, 2026 | Warranty Deed, Transfer · Conventional Mortgage LIBERTY HOME MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 30, 2026 · Amount on Record |
| Deed Sale | Mar 30, 2026 · Amount on Record |
| Prior Sale | May 16, 2014 · Amount on Record |
| Deed Doc Number | 202689696 |
| Prior Transfer Date | Sep 10, 2020 |
| Prior Transfer Doc | 0000778441 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 920 HOWARD ST, ELYRIA, OH 44035-3055 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2026 |
| Title Company | THIRD CAPITAL |
| Name | Verified Name |
|---|
| Document Number | 0000056072 |
|---|---|
| Date | Jun 12, 2025 |
| Instrument | 2025-0056072 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 06, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Mar 30, 2026 |
| Property Address | 920 HOWARD ST, ELYRIA, OH 44035-3055 |
| Document Number | 0000089696 |
| Map Reference | VOL 25 PG 77 |
| Instrument Date | Mar 24, 2026 |
| Instrument | 2026-0089696 |
| Transaction Type | Transfer |
| Record Updated | Apr 08, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 920 HOWARD ST, ELYRIA, OH 44035-3055 |
| Document Number | 0000089697 |
|---|---|
| Date | Mar 30, 2026 |
| Instrument | 2026-0089697 |
| Name | LIBERTY HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,546.00 (-0.48%) Homeowner's exemption | $75,310 (+0.01%) Land $8,590 Building $66,720 | $215,160 (-) Land $24,530 Building $190,630 |
| 2024 | $3,563.00 (+7.25%) | $75,306 (+23.5%) Land $8,586 Building $66,721 | $215,160 (+23.5%) Land $24,530 Building $190,630 |
| 2023 | $3,322.00 (+0.36%) | $60,977 (+0.01%) Land $10,234 Building $50,743 | $174,220 (-) Land $29,240 Building $144,980 |
| 2022 | $3,310.00 | $60,970 Land $10,230 Building $50,740 | |
| 2021 | $174,220 Land $29,240 Building $144,980 |
920 Howard St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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