Lorain County property record for 923 Howard St, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1971 |
| Square Footage | 1,760 sqft Living Area |
| Lot Size | 6,970 sqft (0.16 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $70,000 (2019) |
| Tax Bill | $3,715.00 (2025) |
| Primary APN | 06-25-026-106-049 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,760 sqft Living Area |
| 1st Floor | 1,188 sqft 1st Floor |
| Family Room | Family Room |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1971 |
|---|---|
| Architectural Style | Split Level Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Lot Area | 6,970 sqft (0.16 acres) |
| Depth X Width | 120 ft x 60 ft Depth x Width |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Mixed Garage |
| Garage Area | 746 sqft Garage |
| Deck Area | 300 sqft Deck |
|---|---|
| Patio Area | 300 sqft Patio |
| Porch | Enclosed Porch |
| Porch Area | 260 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 923 HOWARD ST |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-3054 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SHERWOOD FOREST 3 60 X 120 |
| Legal Subdivision | SHERWOOD FOREST #3 |
| Legal Tract | 25 |
| Legal Block | 106 |
| Legal Lot Number | 122 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 2 |
| Census Block | 2004 |
| Census Tract | 70102 |
Source: Lorain County records · APN 06-25-026-106-049
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 923 HOWARD ST, ELYRIA, OH 44035-3054 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 17, 2025 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jan 03, 2024 | Deed of Trust, Mortgage · Stand Alone Second Mortgage NORTHWEST BANK |
| Aug 30, 2023 | Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST BANK |
| May 27, 2021 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Jun 18, 2019 | Fiduciary Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 18, 2019 · Amount on Record |
| Deed Sale | Jun 18, 2019 · Amount on Record |
| Prior Sale | Apr 27, 2011 |
| Deed Doc Number | 2019003417 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 923 HOWARD ST, ELYRIA, OH 44035-3054 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2025 |
| Name | Verified Name |
|---|---|
| Address | 923 HOWARD ST, ELYRIA, OH 44035-3054 |
| Document Number | 0000071935 |
|---|---|
| Date | Oct 17, 2025 |
| Instrument | 2025-0071935 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 923 HOWARD ST, ELYRIA, OH 44035-3054 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2024 |
| Name | Verified Name |
|---|---|
| Address | 923 HOWARD ST, ELYRIA, OH 44035-3054 |
| Document Number | 0000000093 |
|---|---|
| Date | Jan 03, 2024 |
| Instrument | 2024-0000093 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Address | WARREN, PA 16365 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Dec 28, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 923 HOWARD ST, ELYRIA, OH 44035-3054 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2023 |
| Title Company | GUARDIAN LAND TITLE, GUARDIAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 923 HOWARD ST, ELYRIA, OH 44035-3054 |
| Document Number | 0000927557 |
|---|---|
| Date | Aug 30, 2023 |
| Instrument | 2023-0927557 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Address | WARREN, PA 16365 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 923 HOWARD ST, ELYRIA, OH 44035-3054 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 923 HOWARD ST, ELYRIA, OH 44035-3054 |
| Document Number | 20210819955 |
|---|---|
| Date | May 27, 2021 |
| Instrument | 2021-0819955 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 30, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jun 18, 2019 |
| Property Address | 923 HOWARD ST, ELYRIA, OH 44035-3054 |
| Document Number | 0000718671 |
| Map Reference | VOL 25 PG 77 |
| Instrument Date | Jun 17, 2019 |
| Instrument | 2019-0718671 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 923 HOWARD ST, ELYRIA, OH 44035-3054 |
| Document Number | 0000718672 |
|---|---|
| Date | Jun 18, 2019 |
| Instrument | 2019-0718672 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2049 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,715.00 | $78,380 (%) Land $8,660 Building $69,720 | $223,950 (-) Land $24,750 Building $199,200 |
| 2024 | $3,715.00 (+28.41%) | $78,383 (+49.69%) Land $8,663 Building $69,720 | $223,950 (+49.69%) Land $24,750 Building $199,200 |
| 2023 | $2,893.00 (+0.91%) | $52,364 (-0.01%) Land $10,409 Building $41,955 | $149,610 (-) Land $29,740 Building $119,870 |
| 2022 | $2,867.00 | $52,370 Land $10,410 Building $41,960 | |
| 2021 | $149,610 Land $29,740 Building $119,870 |
923 Howard St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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