907 Howard St, Elyria, OH 44035 Property Records

Lorain County property record for 907 Howard St, Elyria, OH 44035 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	3 Baths
Year Built	Built 1973
Square Footage	2,186 sqft Living Area
Lot Size	8,276 sqft (0.189 acres)
Occupancy	Owner Occupied
Last Sale	$134,000 (2005)
Tax Bill	$2,717.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-25-026-108-008`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Building Area	2,186 sqft Living Area
1st Floor	1,020 sqft 1st Floor
2nd Floor	1,100 sqft 2nd Floor
Upper Floors	96 sqft Upper Floors
Family Room	Family Room
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1973
Architectural Style	Traditional Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Lot Area	8,276 sqft (0.189 acres)
Depth X Width	70 ft x 120 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage
Garage Area	364 sqft Garage

Exterior Amenities

Balcony Area	36 sqft Balcony
Balcony	Balcony
Patio Area	36 sqft Patio
Porch	Open Porch
Porch Area	150 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	907 HOWARD ST
City	ELYRIA
State	OH
Zip	44035-3039
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	70.00 X 120.00 S/L 126
Legal Subdivision	SHERWOOD FOREST SUBDIVISION #3
Legal Tract	25
Legal Block	108
Legal Lot Number	126
Jurisdiction	LORAIN OH
Minor Civil Division	ELYRIA
Census Blockgroup	2
Census Block	2004
Census Tract	70102

Owner

Source: Lorain County records · APN 06-25-026-108-008

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	907 HOWARD ST, ELYRIA, OH 44035-3039
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 24, 2005 · Amount on Record
Deed Sale	Aug 24, 2005 · Amount on Record
Deed Doc Number	2005005693
Record Refreshed	Jun 08, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	907 HOWARD ST, ELYRIA, OH 44035-3039
Document Number	0000784236
Instrument Date	Oct 14, 2020
Transaction Type	Mortgage
Record Updated	Oct 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	907 HOWARD ST ELYRIA OH 440353039, ELYRIA, OH 44035-3039

Mortgage

Document Number	0000784236
Date	Oct 19, 2020
Instrument	784236

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 18, 2050

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,717.00 (-16.12%)	$78,500 (+32.08%) Land $10,170 Building $68,330	$224,300 (+32.09%) Land $29,070 Building $195,230
2023	$3,239.00 (+0.37%)	$59,434 (-0.01%) Land $13,776 Building $45,658	$169,810 (-) Land $39,360 Building $130,450
2022	$3,227.00	$59,440 Land $13,780 Building $45,660
2021			$169,810 Land $39,360 Building $130,450

Flood & Wildfire

907 Howard St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.