Lorain County property record for 838 Howard St, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1968 |
| Square Footage | 1,176 sqft Living Area |
| Lot Size | 8,276 sqft (0.189 acres) |
| Garage | Attached, 850 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $1,027.00 (2025) |
| Primary APN | 06-25-026-109-012 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,176 sqft Living Area |
| 1st Floor | 1,176 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Lot Area | 8,276 sqft (0.189 acres) |
| Depth X Width | 120 ft x 71 ft Depth x Width |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 850 sqft Garage |
| Patio Area | 234 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 252 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 838 HOWARD ST |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-3057 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | WHITE OAK DRIVE 5 71 X 0120 |
| Legal Subdivision | WHITE OAK DR 5 FRNT |
| Legal Tract | 25 |
| Legal Block | 109 |
| Legal Lot Number | 117 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 2 |
| Census Block | 2011 |
| Census Tract | 70102 |
Source: Lorain County records · APN 06-25-026-109-012
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 838 HOWARD ST, ELYRIA, OH 44035-3057 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NAT'L BK |
| Sep 13, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Sep 13, 2018 |
| Transfer Doc | 0000687419 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 838 HOWARD ST, ELYRIA, OH 44035-3057 |
| Document Number | 0000774106 |
| Instrument Date | Jul 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 838 HOWARD ST ELYRIA OH 440353057, ELYRIA, OH 44035-3057 |
| Document Number | 0000774106 |
|---|---|
| Date | Aug 14, 2020 |
| Instrument | 774106 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 13, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Sep 13, 2018 |
| Property Address | 838 HOWARD ST, ELYRIA, OH 44035-3057 |
| Document Number | 0000687419 |
| Instrument Date | Sep 11, 2018 |
| Instrument | 687419 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 838 HOWARD ST ELYRIA OH 440353057, ELYRIA, OH 44035-3057 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,027.00 | $42,620 (+0.01%) Land $9,530 Building $33,090 | $121,760 (-) Land $27,230 Building $94,530 |
| 2024 | $1,027.00 (-27.52%) | $42,617 (+21.1%) Land $9,531 Building $33,086 | $121,760 (+21.09%) Land $27,230 Building $94,530 |
| 2023 | $1,417.00 (-1.25%) | $35,193 (+0.01%) Land $10,322 Building $24,871 | $100,550 (-) Land $29,490 Building $71,060 |
| 2022 | $1,435.00 | $35,190 Land $10,320 Building $24,870 | |
| 2021 | $100,550 Land $29,490 Building $71,060 |
838 Howard St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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