Coles County property record for 913 Main St, Lerna, IL 62440 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,920 sqft · built 1920 |
| Lot Size | 1.6 acres (69,696 sqft) |
| Owner | Individual Name on File |
| Last Sale | $173,500 (Sep 2023) |
| Tax Bill | $3,834 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Sep 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-0-00333-000 |
| Primary APN | 11-0-00333-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,920 sqft Base Area |
| 1st Floor Area | 1,920 sqft |
| Basement Area | 1,200 sqft |
| Unfinished Basement | 1,200 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Lot Area | 69,696 sqft (1.6 acres) |
| Garage Type | Detached |
| Garage Area | 1,066 sqft |
| Street Address | 913 MAIN ST |
|---|---|
| City | LERNA |
| State | IL |
| Zip | 62440-1000 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NW1/4 NE1/4 SEC 10 T11N R08E |
| Legal Range | 08E |
| Legal Township | 11N |
| Legal Section | 10 |
| Jurisdiction | COLES IL |
| Township / Civil Division | PLEASANT GROVE |
| Census Block Group | 5 |
| Census Block | 5099 |
| Census Tract | 200 |
Source: Coles County records · APN 11-0-00333-000
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 913 MAIN ST, LERNA, IL 62440-1000 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 18, 2023 | Warranty Deed, Transfer · Conventional Mortgage FIRST MID BANK & TRUST NA |
| Sep 05, 2019 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 18, 2023 · Amount on Record |
| Deed Sale | Sep 18, 2023 · Amount on Record |
| Prior Sale | Sep 05, 2019 · Amount on Record |
| Deed Document Number | 2023808672 |
| Prior Transfer Date | Sep 03, 2009 |
| Prior Transfer Doc | 2009717707 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLES IL |
| Recording Date | Sep 18, 2023 |
| Property Address | 913 MAIN ST, LERNA, IL 62440-1000 |
| Document Number | 202300808672 |
| Instrument Date | Sep 16, 2023 |
| Instrument | 202300808672 |
| Transaction Type | Transfer |
| Record Updated | Feb 29, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $173.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 213, WESTFIELD, IL 62474-0213 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 913 MAIN ST, LERNA, IL 62440-1000 |
| Document Number | 202300808673 |
|---|---|
| Date | Sep 18, 2023 |
| Instrument | 202300808673 |
| Name | FIRST MID BANK & TRUST NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLES IL |
| Recording Date | Sep 05, 2019 |
| Property Address | 913 MAIN ST, LERNA, IL 62440-1000 |
| Document Number | 201900783721 |
| Instrument Date | Sep 05, 2019 |
| Instrument | 201900783721 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $192.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 25 COUNTRY GDNS, 25, MATTOON, IL 61938-2008 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 913 MAIN ST, LERNA, IL 62440-1000 |
| Document Number | 201900783722 |
|---|---|
| Date | Sep 05, 2019 |
| Instrument | 201900783722 |
| Name | US BANK NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.88% |
Source: Coles County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Coles County |
| County Subdivision | Pleasant Grove Township |
| Municipality | Lerna Village |
| Unified School District | Charleston Community Unit School District 1 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,834.00 (+1.13%) Homeowner's exemption | $66,989 (+6%) Land $7,756 Building $59,233 | $200,967 (+6%) Land $23,268 Building $177,699 |
| 2024 | $3,791.00 (+12.43%) | $63,197 (+5%) Land $7,317 Building $55,880 | $189,591 (+5%) Land $21,951 Building $167,640 |
| 2023 | $60,188 (+34.35%) Land $6,969 Building $53,219 | $180,564 (+34.35%) Land $20,907 Building $159,657 | |
| 2022 | $44,801 Land $4,703 Building $40,098 | $134,403 Land $14,109 Building $120,294 | |
| 2020 | $3,372.00 |
Source: FEMA National Flood Hazard Layer, Coles County (17029C), updated July 18, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170290002005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Claims | 2 (1999–2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2021, river or lake flooding |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 72 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| LTD Broadband | Fixed Wireless (licensed-by-rule) | 150 / 130 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Consolidated Communications | DSL | 100 / 10 |
May also be available at this address: Benton Ridge Telephone Company, AMG Technology Investment Group, Verizon, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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