905 Main St, Lerna, IL 62440 Property Records

Coles County property record for 905 Main St, Lerna, IL 62440 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1,364 sqft · built 1900
Lot Size	2.7 acres (117,612 sqft)
Owner	Individual Name on File
Tax Bill	$472 (2025)
Deeds & Mortgages	Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-0-00345-000`

Property Details

APN / Parcel Number

Primary APN	`11-0-00345-000`

Interior

Stories	1 Story
Building Area	1,364 sqft Base Area
1st Floor Area	1,364 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	117,612 sqft (2.7 acres)
Garage Type	Detached
Garage Area	384 sqft

Location & Zoning

Street Address	905 MAIN ST
City	LERNA
State	IL
Zip	62440-1000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW1/4 NE1/4 SEC 10 T11N R08E
Legal Range	08E
Legal Township	11N
Legal Section	10
Jurisdiction	COLES IL
Township / Civil Division	PLEASANT GROVE
Census Block Group	5
Census Block	5099
Census Tract	200

Owner

Source: Coles County records · APN 11-0-00345-000

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	905 MAIN ST, LERNA, IL 62440-1000
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLES IL
Property Address	905 MAIN ST, LERNA, IL 62440-1000
Transaction Type	Mortgage
Record Updated	May 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700773054
Date	Oct 27, 2017
Instrument	201700773054

Lender

Name	FIRST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Dec 27, 2022

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Coles County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Coles County
County Subdivision	Pleasant Grove Township
Municipality	Lerna Village
Unified School District	Charleston Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$472.00	$7,856 (+11.31%) Land $6,659 Building $1,197	$23,568 (+11.31%) Land $19,977 Building $3,591
2023		$7,058 Land $5,983 Building $1,075	$21,174 Land $17,949 Building $3,225

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Coles County (17029C), updated July 18, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170290002005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	2 (1999–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2021, river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 72 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
LTD Broadband	Fixed Wireless (licensed-by-rule)	150 / 130
T-Mobile USA	Fixed Wireless	100 / 20
Consolidated Communications	DSL	100 / 10

May also be available at this address: Benton Ridge Telephone Company, AMG Technology Investment Group, Verizon, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.