800 Main St, Lerna, IL 62440 Property Records

Coles County property record for 800 Main St, Lerna, IL 62440

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,648 sqft · built 1900
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Jan 2024)
Tax Bill	$4,253 (2020)
Deeds & Mortgages	Jan 2024 Transfer Jan 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-0-02303-000`

Property Details

APN / Parcel Number

Primary APN	`11-0-02303-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,648 sqft Base Area
1st Floor Area	3,648 sqft
Basement Area	1,728 sqft
Unfinished Basement	1,728 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	19,602 sqft (0.45 acres)
Lot Dimensions	140 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	1,878 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	800 MAIN ST
City	LERNA
State	IL
Zip	62440-1004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TODDS SECOND ADD TO LERNA BLK 1 LOTS 1, 2 & 3 EX: THE W 10.05 FT (810439 TO 2304-K) SEC 03 T11N R08E 2018 SURVEY #0775726
Legal Range	08E
Legal Township	11N
Legal Section	03
Legal Subdivision	TODDS SECOND ADD
Legal Block	1
Legal Lot Number	1-3
Jurisdiction	COLES IL
Township / Civil Division	PLEASANT GROVE
Census Block Group	5
Census Block	5093
Census Tract	200

Owner

Source: Coles County assessment roll, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	800 MAIN ST, LERNA, IL 62440-1004
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2024	Quit Claim Deed, Transfer CRITES TITLE COMPANY
Jan 23, 2024	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jan 4, 2019	Warranty Deed, Transfer · Conventional Mortgage PRAIRIE STATE BANK & TRUST

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 23, 2024 · Amount on Record
Deed Sale	Jan 23, 2024 · Amount on Record
Prior Sale	Jan 4, 2019 · Amount on Record
Deed Document Number	2024810441
Prior Transfer Date	Jan 18, 2024
Prior Transfer Doc	0000810440
Record Updated	Sep 20, 2026

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLES IL
Recording Date	Jan 23, 2024
Property Address	800 MAIN ST, LERNA, IL 62440-1004
Document Number	202400810440
Instrument Date	Jan 18, 2024
Instrument	202400810440
Transaction Type	Transfer
Record Updated	Feb 29, 2024
Title Company	CRITES TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 9TH ST, LERNA, IL 62440-1123

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLES IL
Recording Date	Jan 23, 2024
Property Address	800 MAIN ST, LERNA, IL 62440-1004
Document Number	202400810441
Instrument Date	Jan 18, 2024
Instrument	202400810441
Transaction Type	Transfer
Record Updated	Feb 29, 2024
Title Company	CRITES TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Partial Interest Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	800 MAIN ST, LERNA, IL 62440-1004

Mortgage

Document Number	202400810442
Date	Jan 23, 2024
Instrument	202400810442

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

Interest

Rate Type	Fixed Rate
Rate	5.12%

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLES IL
Recording Date	Jan 4, 2019
Property Address	800 MAIN ST, LERNA, IL 62440-1004
Document Number	201900779751
Instrument Date	Jan 4, 2019
Instrument	201900779751
Transaction Type	Transfer
Record Updated	Jul 29, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	801 N 31ST ST, 801, MATTOON, IL 61938-2207

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	800 MAIN ST, LERNA, IL 62440-1004

Mortgage

Document Number	201900779752
Date	Jan 4, 2019
Instrument	201900779752

Lender

Name	PRAIRIE STATE BANK & TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	5.5%

Tax Assessment & Valuation

Source: Coles County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Coles County
County Subdivision	Pleasant Grove Township
Municipality	Lerna Village
Unified School District	Charleston Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$74,440 (+17.5%) Land $2,181 Building $72,259	$223,320 (+17.5%) Land $6,543 Building $216,777
2023		$63,352 (+1.22%) Land $2,100 Building $61,252	$190,056 (+1.22%) Land $6,300 Building $183,756
2022		$62,591 Land $3,649 Building $58,942	$187,773 Land $10,947 Building $176,826
2020	$4,253.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1999–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20
Fidium Fiber DSL	100 / 10

May also be available: AT&T, Nextlink, Verizon, Watch TV.

Nearby Properties on Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures