1009 Main St, Lerna, IL 62440 Property Records

Coles County property record for 1009 Main St, Lerna, IL 62440

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,577 sqft · built 1980
Lot Size	4.7 acres (204,732 sqft)
Owner	2 Individual Names on Record
Last Sale	$193,333 (Jun 2022)
Tax Bill	$6,708 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-0-00339-000`

Property Details

APN / Parcel Number

Primary APN	`11-0-00339-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,577 sqft Base Area
1st Floor Area	2,577 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	204,732 sqft (4.7 acres)
Garage Type	Attached
Garage Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1009 MAIN ST
City	LERNA
State	IL
Zip	62440-1002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW1/4 NE1/4 VILLAGE OF LERNA SEC 10 T11N R08E
Legal Range	08E
Legal Township	11N
Legal Section	10
Legal Subdivision	VILLAGE OF LERNA
Jurisdiction	COLES IL
Township / Civil Division	PLEASANT GROVE
Census Block Group	5
Census Block	5099
Census Tract	200

Owner

Source: Coles County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1009 MAIN ST, LERNA, IL 62440-1002
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2022 · Amount on Record
Deed Sale	Jun 9, 2022 · Amount on Record
Deed Document Number	2022801614
Record Updated	Sep 20, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLES IL
Recording Date	Jun 9, 2022
Property Address	1009 MAIN ST, LERNA, IL 62440-1002
Document Number	202200801614
Instrument Date	Jun 7, 2022
Instrument	202200801614
Transaction Type	Transfer
Record Updated	Jun 24, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$290.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1009 MAIN ST, LERNA, IL 62440-1002

Mortgage

Document Number	202200801615
Date	Jun 9, 2022
Instrument	202200801615

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	160 Months
Due	Oct 23, 2035

Interest

Rate	4.5%

Tax Assessment & Valuation

Source: Coles County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Coles County
County Subdivision	Pleasant Grove Township
Municipality	Lerna Village
Unified School District	Charleston Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,708.00 (+83.23%)	$112,699 (+11.3%) Land $12,408 Building $100,291	$338,097 (+11.3%) Land $37,224 Building $300,873
2023		$101,258 Land $11,149 Building $90,109	$303,774 Land $33,447 Building $270,327
2020	$3,661.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1999–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20
Fidium Fiber DSL	100 / 10

May also be available: AT&T, Nextlink, Verizon, Watch TV.

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