909 Main St, Lerna, IL 62440 Property Records

Coles County property record for 909 Main St, Lerna, IL 62440

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,440 sqft · built 1900
Lot Size	1.94 acres (84,506 sqft)
Owner	Individual Name on Record
Last Sale	$86,000 (Jan 2022)
Tax Bill	$3,408 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-0-00340-000`

Property Details

APN / Parcel Number

Primary APN	`11-0-00340-000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,440 sqft Base Area
1st Floor Area	1,440 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1960
Lot Area	84,506 sqft (1.94 acres)
Garage Type	Detached
Garage Area	810 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	909 MAIN ST
City	LERNA
State	IL
Zip	62440-1000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW1/4 NE1/4 VILLAGE OF LERNA SEC 10 T11N R08E
Legal Range	08E
Legal Township	11N
Legal Section	10
Legal Subdivision	VILLAGE OF LERNA
Jurisdiction	COLES IL
Township / Civil Division	PLEASANT GROVE
Census Block Group	5
Census Block	5099
Census Tract	200

Owner

Source: Coles County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	909 MAIN ST, LERNA, IL 62440-1000
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 25, 2022 · Amount on Record
Deed Sale	Jan 25, 2022 · Amount on Record
Prior Sale	Sep 1, 2009 · Amount on Record
Deed Document Number	2022799359
Record Updated	Sep 20, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLES IL
Recording Date	Jan 25, 2022
Property Address	909 MAIN ST, LERNA, IL 62440-1000
Document Number	202200799359
Instrument Date	Jan 21, 2022
Instrument	202200799359
Transaction Type	Transfer
Record Updated	Feb 17, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$129.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	909 MAIN ST, LERNA, IL 62440-1000

Mortgage

Document Number	202200799360
Date	Jan 25, 2022
Instrument	202200799360

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Coles County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Coles County
County Subdivision	Pleasant Grove Township
Municipality	Lerna Village
Unified School District	Charleston Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,408.00 (+65.44%)	$54,215 (+11.3%) Land $8,636 Building $45,579	$162,645 (+11.3%) Land $25,908 Building $136,737
2023		$48,710 Land $7,759 Building $40,951	$146,130 Land $23,277 Building $122,853
2020	$2,060.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1999–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20
Fidium Fiber DSL	100 / 10

May also be available: AT&T, Nextlink, Verizon, Watch TV.

Nearby Properties on Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures