Genesee County property record for 9050 Ray Rd, Gaines, MI 48436
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,092 sqft · built 1975 |
| Lot Size | 1.14 acres (49,658 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $149,900 (Oct 2018) |
| Tax Bill | $2,612 (2025) |
| Deeds & Mortgages | Oct 2018 Sale & Mortgage Jul 2018 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-34-400-009 |
| Primary APN | 10-34-400-009 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 1,092 sqft Living Area |
| 1st Floor Area | 1,092 sqft |
| Basement Area | 1,092 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Lot Area | 49,658 sqft (1.14 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 9050 RAY RD |
|---|---|
| City | GAINES |
| State | MI |
| Zip | 48436-9717 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG-2 |
| Legal Description | A PARCEL OF LAND BEG 504 FT W OF SE COR OF SEC TH W 150 FT TH N 1 DEG 11 MIN 04 SEC W 330 FT TH E 150 FT TH S 1 DEG 11 MIN 04 |
| Legal Range | 05E |
| Legal Township | 06N |
| Legal Section | 34 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | GAINES |
| Census Block Group | 2 |
| Census Block | 2048 |
| Census Tract | 12801 |
Source: Genesee County records, as of October 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 9050 RAY RD, GAINES, MI 48436-9717 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 24, 2018 | Warranty Deed, Transfer · Conventional Mortgage CASON HM LNS |
| Jul 18, 2018 | Warranty Deed, Transfer FIDELITY NATIONAL TITLE |
| Jul 2, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 24, 2018 · Amount on Record |
| Deed Sale | Oct 24, 2018 · Amount on Record |
| Prior Sale | Jul 18, 2018 · Amount on Record |
| Deed Document Number | 201894538 |
| Prior Transfer Date | May 29, 2018 |
| Prior Transfer Doc | 0000074644 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Oct 24, 2018 |
| Property Address | 9050 RAY RD, GAINES, MI 48436-9717 |
| Document Number | 0000094538 |
| Instrument Date | Oct 18, 2018 |
| Instrument | 94538 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2018 |
| Title Company | SARGENTS TITLE COMPANY, SARGENT'S TITLE CO LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,289.14 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9050 RAY RD GAINES MI 484369717, GAINES, MI 48436-9717 |
| Document Number | 93978 |
|---|---|
| Date | Oct 24, 2018 |
| Instrument | 93978 |
| Name | CASON HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | PALM BEACH GARDENS, FL 33418 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 23, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Jul 18, 2018 |
| Property Address | 9050 RAY RD, GAINES, MI 48436-9717 |
| Document Number | 0000077136 |
| Instrument Date | Jul 6, 2018 |
| Instrument | 77136 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $688.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3756 REAMER RD LAPEER MI 484467784, LAPEER, MI 48446-7784 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Jul 2, 2018 |
| Property Address | 9050 RAY RD, GAINES, MI 48436-9717 |
| Document Number | 0000074644 |
| Instrument Date | May 29, 2018 |
| Instrument | 74644 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 4311 LIPPINCOTT RD LAPEER MI 484467815, LAPEER, MI 48446-7815 |
Source: Genesee County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| County Subdivision | Gaines Township |
| Unified School District | Swartz Creek Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $92,300 (+8.08%) Land $17,900 Building $74,400 | $184,600 (+8.08%) Land $35,800 Building $148,800 | |
| 2025 | $2,612.00 (+3.08%) Homeowner's exemption | $85,400 (+7.29%) | $170,800 (+7.29%) |
| 2024 | $2,534.00 (+35.65%) | ||
| 2023 | $79,600 | $159,200 | |
| 2019 | $1,868.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2014–2017) |
| Most Recent Claim | Apr 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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