9118 Palm Tree Dr, Windermere, FL 34786 Property Records

Orange County property record for 9118 Palm Tree Dr, Windermere, FL 34786

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,492 sqft · built 1985
Lot Size0.246 acres (10,708 sqft)
OwnerCompany Name on Record
Last Sale$450,000 (Jun 2022)
Tax Bill$7,504 (2025)
Flood ZoneZone X (minimal risk)
APN16-23-28-8065-01-080

Property Details

APN / Parcel Number

Primary APN16-23-28-8065-01-080
Alternative APNs
  • 282316806501080
  • 283909
  • 288754
  • 292917

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,492 sqft Living Area
Gross Area2,007 sqft
1st Floor Area1,492 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1990
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,708 sqft (0.246 acres)
Garage TypeAttached
Garage Area483 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area32 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address9118 PALM TREE DR
CityWINDERMERE
StateFL
Zip34786-8806
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1AA
Legal DescriptionSILVER WOODS PHASE TWO 14/147 LOT 108
Legal Range28E
Legal Township23S
Legal Section16
Legal SubdivisionSILVER WOODS PH 2
Legal Phase2
Legal Tract8065
Legal Block1
Legal Lot Number108
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group2
Census Block2032
Census Tract14809

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address9219 FOXHALL CT, ORLANDO, FL 32819-4065
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 1, 2022 · Amount on Record
Deed SaleJun 1, 2022 · Amount on Record
Prior SaleJul 24, 2014 · Amount on Record
Deed Document Number2022342338
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$409,010 (-2.15%) Land $145,000 Building $264,010$409,010 (-2.15%) Land $145,000 Building $264,010
2025$7,504.00 (+4.66%)$418,000 (+14.33%) Land $145,000 Building $273,000$418,000 (+14.33%) Land $145,000 Building $273,000
2024$7,170.00 (+13.94%)
2023$6,293.00 (+89.66%)$365,613 (+56.06%) Land $145,000 Building $220,613$365,613 (+19.71%) Land $145,000 Building $220,613
2022$3,318.00 Homeowner's exemption Widower's exemption$234,283$305,428 Land $135,000 Building $170,428

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 59 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies59 in force
Nearby Flood Claims11 (1989–2024)
Claims Outside the SFHA4 of 11
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemORLANDO UTILITIES COMMISSION
serves 536,466 people · EPA ID FL3480962
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: CenturyLink, Hotwire Communications, Xfinity.

Nearby Properties on Palm Tree Dr

Nearby Streets

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