9102 Palm Tree Dr, Windermere, FL 34786 Property Records

Orange County property record for 9102 Palm Tree Dr, Windermere, FL 34786 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2.5 Baths
Year Built	Built 1990
Square Footage	2,026 sqft Living Area
Lot Size	10,509 sqft (0.241 acres)
Occupancy	Owner Occupied
Last Sale	$130,000 (1995)
Tax Bill	$3,388.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`16-23-28-8065-01-100`
Alternative APNs	`282316806501100` `283911` `288757` `292920`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	2,026 sqft Living Area
Gross Area	2,592 sqft Gross Area
1st Floor	2,026 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1990
Exterior Material	Concrete Block Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	10,509 sqft (0.241 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	462 sqft Garage
Porch Area	104 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Street Address	9102 PALM TREE DR
City	WINDERMERE
State	FL
Zip	34786-8806
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SILVER WOODS PHASE TWO 14/147 LOT 110
Legal Range	28E
Legal Township	23S
Legal Section	16
Legal Subdivision	SILVER WOODS PH 2
Legal Phase	2
Legal Tract	8065
Legal Block	1
Legal Lot Number	110
Jurisdiction	ORANGE FL
Minor Civil Division	SOUTHWEST ORANGE
Census Blockgroup	2
Census Block	2032
Census Tract	14809

Owner

Source: Orange County records · APN 16-23-28-8065-01-100

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	9102 PALM TREE DR, WINDERMERE, FL 34786-8806
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 20, 1995 · Amount on Record
Deed Sale	Jan 20, 1995 · Amount on Record
Deed Book / Page	4846 / 422
Record Refreshed	Jun 08, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	9102 PALM TREE DR, WINDERMERE, FL 34786-8806
Transaction Type	Mortgage
Record Updated	Jan 03, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000489788
Date	Aug 07, 2019
Instrument	20190489788

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 01, 2039

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$213,023 (+2.7%)	$467,000 (-2.31%) Land $145,000 Building $322,000
2025	$3,388.00 (+5.81%) Homeowner's exemption	$207,423 (+5.99%)	$478,030 (+15.13%) Land $145,000 Building $333,030
2024	$3,202.00 (+7.16%)
2023	$2,988.00 (+4.92%) Homeowner's exemption	$195,706 (+3%)	$415,211 (+21.45%) Land $145,000 Building $270,211
2022	$2,848.00 Homeowner's exemption	$190,006	$341,874 Land $135,000 Building $206,874

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.