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9110 Palm Tree Dr, Windermere, FL 34786 Property Records

Orange County property record for 9110 Palm Tree Dr, Windermere, FL 34786

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,819 sqft · built 1985
Lot Size0.246 acres (10,708 sqft)
OwnerCompany Name on File
Last Sale$552,000 (Jan 2023)
Tax Bill$8,182 (2025)
Deeds & MortgagesJan 2023 Sale
Dec 2020 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN16-23-28-8065-01-090

Property Details

APN / Parcel Number

Primary APN16-23-28-8065-01-090
Alternative APNs
  • 282316806501090
  • 283910
  • 288756
  • 292919

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,819 sqft Living Area
Gross Area2,328 sqft
1st Floor Area1,819 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1990
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,708 sqft (0.246 acres)
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area25 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address9110 PALM TREE DR
CityWINDERMERE
StateFL
Zip34786-8806
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1AA
Legal DescriptionSILVER WOODS PHASE TWO 14/147 LOT 109
Legal Range28E
Legal Township23S
Legal Section16
Legal SubdivisionSILVER WOODS PH 2
Legal Phase2
Legal Tract8065
Legal Block1
Legal Lot Number109
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group2
Census Block2032
Census Tract14809

Owner

Source: Orange County records · APN 16-23-28-8065-01-090

Assessment roll updated April 30, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address9110 PALM TREE DR, WINDERMERE, FL 34786-8806
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Jan 31, 2023Warranty Deed, Transfer
HOMETOWN TITLE GROUP INC
Dec 04, 2020Warranty Deed, Transfer
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
Nov 01, 2018Warranty Deed, Transfer · Conventional with PMI
BANK OF AMERICA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 31, 2023 · Amount on Record
Deed SaleJan 31, 2023 · Amount on Record
Prior SaleDec 04, 2020 · Amount on Record
Deed Document Number202355583
Record UpdatedSep 20, 2026

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateJan 31, 2023
Property Address9110 PALM TREE DR, WINDERMERE, FL 34786-8806
Document Number0000055583
Map ReferenceMB 14 PG 147
Instrument DateJan 31, 2023
Instrument20230055583
Transaction TypeTransfer
Record UpdatedFeb 20, 2023
Title CompanyHOMETOWN TITLE GROUP INC

Transaction

AmountAmount Recorded
Tax$3,864.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2118 WHITFIELD LN, ORLANDO, FL 32835-5939

Transferred To (Grantee/Buyer)

NameVerified Name
Address9110 PALM TREE DR, WINDERMERE, FL 34786-8806

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateDec 04, 2020
Property Address9110 PALM TREE DR, WINDERMERE, FL 34786-8806
Document Number0000633129
Instrument DateNov 25, 2020
Instrument633129
Transaction TypeTransfer
Record UpdatedDec 17, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

AmountAmount Recorded
Tax$2,555.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9385 WOODBREEZE BLVD WINDERMERE FL 347868832, WINDERMERE, FL 34786-8832

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateNov 01, 2018
Property Address9110 PALM TREE DR, WINDERMERE, FL 34786-8806
Document Number0000641516
Instrument DateOct 10, 2018
Instrument641516
Transaction TypeTransfer
Record UpdatedNov 20, 2018
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,415.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9110 PALM TREE DR WINDERMERE FL 347868806, WINDERMERE, FL 34786-8806

Mortgage

Document Number641517
DateNov 01, 2018
Instrument641517
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 31, 2048

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$448,460 (-2.37%) Land $145,000 Building $303,460$448,460 (-2.37%) Land $145,000 Building $303,460
2025$8,182.00 (+4.26%)$459,330 (+14.89%) Land $145,000 Building $314,330$459,330 (+14.89%) Land $145,000 Building $314,330
2024$7,848.00 (+22.89%)
2023$6,386.00 (+13.59%)$399,805 (+19.68%) Land $145,000 Building $254,805$399,805 (+19.68%) Land $145,000 Building $254,805
2022$5,622.00$334,055 Land $135,000 Building $199,055$334,055 Land $135,000 Building $199,055

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 59 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies59 in force
Nearby Flood Claims11 (1989–2024)
Claims Outside the SFHA4 of 11
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Wildfire

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: Hotwire Communications, Lumen Technologies, Xfinity.

Based on FCC filings for 126 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemORLANDO UTILITIES COMMISSION
serves 536,466 people
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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