9133 Palm Tree Dr, Windermere, FL 34786 Property Records

Orange County property record for 9133 Palm Tree Dr, Windermere, FL 34786

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,819 sqft · built 1985
Lot Size0.246 acres (10,703 sqft)
OwnerCompany Name on Record
Last Sale$544,900 (Mar 2023)
Tax Bill$8,449 (2025)
Deeds & MortgagesMar 2023 Sale & Mortgage
Aug 2017 Sale
Flood ZoneZone X (minimal risk)
APN16-23-28-8065-00-620

Property Details

APN / Parcel Number

Primary APN16-23-28-8065-00-620
Alternative APNs
  • 282316806500620
  • 283853
  • 288698
  • 292861

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,819 sqft Living Area
Gross Area2,328 sqft
1st Floor Area1,819 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1990
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,703 sqft (0.246 acres)
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFinished/Open Porch
Porch Area25 sqft
Shed1 Shed
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address9133 PALM TREE DR
CityWINDERMERE
StateFL
Zip34786-8808
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1AA
Legal DescriptionSILVER WOODS PHASE TWO 14/147 LOT 62
Legal Range28E
Legal Township23S
Legal Section16
Legal SubdivisionSILVER WOODS PH 2
Legal Phase2
Legal Tract8065
Legal Lot Number62
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group2
Census Block2028
Census Tract14809

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address9133 PALM TREE DR, WINDERMERE, FL 34786-8808
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2023Warranty Deed, Transfer · Conventional Mortgage
BANCO DO BRASIL AMERICAS
Aug 23, 2017Warranty Deed, Transfer
EQUITABLE TITLE/DR PHILLIPS LL

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 30, 2023 · Amount on Record
Deed SaleMar 30, 2023 · Amount on Record
Prior SaleAug 23, 2017 · Amount on Record
Deed Document Number2023177535
Record UpdatedOct 29, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateMar 30, 2023
Property Address9133 PALM TREE DR, WINDERMERE, FL 34786-8808
Document Number0000177535
Map ReferenceMB 14 PG 147
Instrument DateMar 28, 2023
Instrument20230177535
Transaction TypeTransfer
Record UpdatedApr 11, 2023
Title CompanyEQUITABLE TITLE/DR PHILLIPS LL, EQUITABLE TTL OF DR PHILLIPS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,814.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9133 PALM TREE DR, WINDERMERE, FL 34786-8808

Mortgage

Document Number0000177536
DateMar 30, 2023
Instrument20230177536
Lender
NameBANCO DO BRASIL AMERICAS
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2053
Interest
Rate TypeAdjustable Rate
Rate6.62%
Type Change DateApr 1, 2026
Change FrequencyAnnually
Min Rate At Change6.62%
Max Rate At Change8.62%
Index1-Year T-Bill
Max Rate12.6%

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateAug 23, 2017
Property Address9133 PALM TREE DR, WINDERMERE, FL 34786-8808
Document Number0000466429
Instrument DateAug 16, 2017
Instrument466429
Transaction TypeTransfer
Record UpdatedSep 7, 2017
Title CompanyEQUITABLE TITLE/DR PHILLIPS LL

Transaction

AmountAmount Recorded
Tax$2,240.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9133 PALM TREE DR WINDERMERE FL 347868808, WINDERMERE, FL 34786-8808

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$465,080 (-2.22%) Land $145,000 Building $320,080$465,080 (-2.22%) Land $145,000 Building $320,080
2025$8,449.00 (+4.21%)$475,620 (+57.97%) Land $145,000 Building $330,620$475,620 (+14.62%) Land $145,000 Building $330,620
2024$8,108.00 (+74.4%)
2023$4,649.00 (+4.14%) Homeowner's exemption$301,081 (+3%)$414,936 (+19.85%) Land $145,000 Building $269,936
2022$4,464.00 Homeowner's exemption$292,312$346,212 Land $135,000 Building $211,212

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 59 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies59 in force
Nearby Flood Claims11 (1989–2024)
Claims Outside the SFHA4 of 11
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemORLANDO UTILITIES COMMISSION
serves 536,466 people · EPA ID FL3480962
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: CenturyLink, Hotwire Communications, Xfinity.

Nearby Properties on Palm Tree Dr

Nearby Streets

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