Orange County property record for 9126 Palm Tree Dr, Windermere, FL 34786
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,723 sqft · built 1985 |
| Lot Size | 0.246 acres (10,709 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $310,500 (May 2017) |
| Tax Bill | $5,127 (2025) |
| Deeds & Mortgages | Dec 2019 Mortgage May 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-23-28-8065-01-070 |
| Primary APN | 16-23-28-8065-01-070 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,723 sqft Living Area |
| Gross Area | 2,224 sqft |
| 1st Floor Area | 1,723 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,709 sqft (0.246 acres) |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 18 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 9126 PALM TREE DR |
|---|---|
| City | WINDERMERE |
| State | FL |
| Zip | 34786-8806 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1AA |
| Legal Description | SILVER WOODS PHASE TWO 14/147 LOT 107 |
| Legal Range | 28E |
| Legal Township | 23S |
| Legal Section | 16 |
| Legal Subdivision | SILVER WOODS PH 2 |
| Legal Phase | 2 |
| Legal Tract | 8065 |
| Legal Block | 1 |
| Legal Lot Number | 107 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 14809 |
Source: Orange County records, as of May 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 9126 PALM TREE DR, WINDERMERE, FL 34786-8806 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 17, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SUMMIT MORTGAGE CORP |
| May 4, 2017 | Warranty Deed, Transfer · FHA Mortgage PEOPLES HM EQUITY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 4, 2017 · Amount on Record |
| Deed Sale | May 4, 2017 · Amount on Record |
| Deed Document Number | 2017247496 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 9126 PALM TREE DR, WINDERMERE, FL 34786-8806 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000786805 |
|---|---|
| Date | Dec 17, 2019 |
| Instrument | 20190786805 |
| Name | SUMMIT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | MINNEAPOLIS, MN 55441 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | May 4, 2017 |
| Property Address | 9126 PALM TREE DR, WINDERMERE, FL 34786-8806 |
| Document Number | 0000247496 |
| Instrument Date | Apr 27, 2017 |
| Instrument | 247496 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2017 |
| Title Company | EQUITABLE TITLE/DR PHILLIPS LL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,173.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9126 PALM TREE DR WINDERMERE FL 347868806, WINDERMERE, FL 34786-8806 |
| Document Number | 247497 |
|---|---|
| Date | May 4, 2017 |
| Instrument | 247497 |
| Name | PEOPLES HM EQUITY |
|---|---|
| Type | Funding / Finance Company |
| Address | BRENTWOOD, TN 37027 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 3, 2047 |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $321,983 (+2.7%) | $435,280 (-2.35%) Land $145,000 Building $290,280 | |
| 2025 | $5,127.00 (+4.78%) Homeowner's exemption | $313,518 (+5.99%) | $445,760 (+14.7%) Land $145,000 Building $300,760 |
| 2024 | $4,893.00 (+7.16%) | ||
| 2023 | $4,566.00 (+4.18%) Homeowner's exemption | $295,808 (+3%) | $388,638 (+18.92%) Land $145,000 Building $243,638 |
| 2022 | $4,383.00 Homeowner's exemption | $287,192 | $326,811 Land $135,000 Building $191,811 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 59 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 59 in force |
| Nearby Flood Claims | 11 (1989–2024) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: CenturyLink, Hotwire Communications, Xfinity.
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