9113 Pinnacle Cir, Windermere, FL 34786 Property Records

Orange County property record for 9113 Pinnacle Cir, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 6,049 sqft · built 1995
Lot Size	1.09 acres (47,752 sqft)
Owner	2 Individual Names on File
Last Sale	$60,000 (Apr 1995)
Tax Bill	$12,201 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Nov 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-23-28-4398-00-140`

Property Details

APN / Parcel Number

Primary APN	`04-23-28-4398-00-140`
Alternative APNs	`282304439800140` `273726` `278569` `282724`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	6,049 sqft Living Area
Gross Area	7,931 sqft
1st Floor Area	4,510 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	47,752 sqft (1.09 acres)
Garage Type	Attached
Garage Area	609 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	510 sqft
Porch	Finished/Open Porch
Porch Area	722 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	9113 PINNACLE CIR
City	WINDERMERE
State	FL
Zip	34786-8222
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-CE
Legal Description	LAKE DOWN CREST 26/52 LOT 14
Legal Range	28E
Legal Township	23S
Legal Section	04
Legal Subdivision	LAKE DOWN CREST
Legal Tract	4398
Legal Lot Number	14
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1004
Census Tract	14815

Owner

Source: Orange County assessment roll, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	9113 PINNACLE CIR, WINDERMERE, FL 34786-8222
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 8, 2024	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Dec 7, 2017	Loan Modification, Mortgage · Line of Credit SUNTRUST BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 3, 1995 · Amount on Record
Deed Sale	Apr 3, 1995 · Amount on Record
Prior Sale	Apr 3, 1995 · Amount on Record
Deed Book / Page	4873 / 4555
Last Transfer Date	Nov 5, 2024
Transfer Doc	0000642626
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	9113 PINNACLE CIR, WINDERMERE, FL 34786-8222
Transaction Type	Mortgage
Record Updated	Dec 9, 2025
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000607463
Date	Oct 5, 2021
Instrument	20210607463

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2036

November 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE FL
Recording Date	Nov 8, 2024
Property Address	9113 PINNACLE CIR, WINDERMERE, FL 34786-8222
Document Number	0000642626
Map Reference	MB 26 PG 52
Instrument Date	Nov 5, 2024
Instrument	20240642626
Transaction Type	Transfer
Record Updated	Dec 9, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9113 PINNACLE CIR, WINDERMERE, FL 34786-8222

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	9113 PINNACLE CIR, WINDERMERE, FL 34786-8222

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE FL
Property Address	9113 PINNACLE CIR, WINDERMERE, FL 34786-8222
Document Number	0000019255
Instrument Date	Dec 7, 2017
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	9113 PINNACLE CIR WINDERMERE FL 347868222, WINDERMERE, FL 34786-8222

Mortgage

Document Number	0000019255
Date	Jan 9, 2018
Instrument	19255

Lender

Name	SUNTRUST BK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 8, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$755,488 (+2.7%)	$1,286,620 (-1.45%) Land $260,000 Building $1,026,620
2025	$12,201.00 (+3.69%) Homeowner's exemption	$735,626 (+5.99%)	$1,305,600 (+27.63%) Land $260,000 Building $1,045,600
2024	$11,767.00 (+7.09%)
2023	$10,988.00 (+3.13%) Homeowner's exemption	$694,072 (+3%)	$1,022,990 (+28.63%) Land $260,000 Building $762,990
2022	$10,654.00 Homeowner's exemption	$673,856	$795,316 Land $260,000 Building $535,316

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Lumen Technologies, T-Mobile USA, Xfinity.

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