Orange County property record for 9122 Pinnacle Cir, Windermere, FL 34786
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 3,970 sqft · built 1999 |
| Lot Size | 1.02 acres (44,557 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $80,000 (Apr 1996) |
| Tax Bill | $10,149 (2025) |
| Deeds & Mortgages | May 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-23-28-4398-00-280 |
| Primary APN | 04-23-28-4398-00-280 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 2 Stories |
| Building Area | 3,970 sqft Living Area |
| Gross Area | 5,528 sqft |
| 1st Floor Area | 3,603 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 44,557 sqft (1.02 acres) |
| Garage Type | Attached |
| Garage Area | 773 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 582 sqft |
| Patio Area | 138 sqft |
| Water Feature | Water Feature |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 9122 PINNACLE CIR |
|---|---|
| City | WINDERMERE |
| State | FL |
| Zip | 34786-8220 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-CE |
| Legal Description | LAKE DOWN CREST 26/52 LOT 28 |
| Legal Range | 28E |
| Legal Township | 23S |
| Legal Section | 04 |
| Legal Subdivision | LAKE DOWN CREST |
| Legal Tract | 4398 |
| Legal Lot Number | 28 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 14815 |
Source: Orange County records, as of May 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9122 PINNACLE CIR, WINDERMERE, FL 34786-8220 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 2, 1996 · Amount on Record |
| Deed Sale | Apr 2, 1996 · Amount on Record |
| Deed Book / Page | 5035 / 2329 |
| Record Updated | Jun 8, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 9122 PINNACLE CIR, WINDERMERE, FL 34786-8220 |
| Document Number | 0000348643 |
| Instrument Date | May 9, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 2, 2018 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 9122 PINNACLE CIR WINDERMERE FL 347868220, WINDERMERE, FL 34786-8220 |
| Document Number | 0000348643 |
|---|---|
| Date | Jun 13, 2018 |
| Instrument | 348643 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | FORT MILL, SC 29715 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jun 12, 2058 |
| Rate | 4.75% |
|---|
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $631,433 (+2.7%) | $1,102,400 (-1.35%) Land $260,000 Building $842,400 | |
| 2025 | $10,149.00 (+3.87%) Homeowner's exemption | $614,833 (+5.99%) | $1,117,430 (+25.37%) Land $260,000 Building $857,430 |
| 2024 | $9,771.00 (+7.1%) | ||
| 2023 | $9,123.00 (+3.21%) Homeowner's exemption | $580,102 (+3%) | $891,290 (+25.65%) Land $260,000 Building $631,290 |
| 2022 | $8,839.00 Homeowner's exemption | $563,206 | $709,318 Land $260,000 Building $449,318 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, CenturyLink, T-Mobile, Xfinity.
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